10120 S 32nd Ct, Roca, NE 68430 Property Records

Lancaster County property record for 10120 S 32nd Ct, Roca, NE 68430

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,944 sqft · built 2020
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$444,000 (Oct 2021)
Tax Bill	$8,604 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-31-102-019-000`

Property Details

APN / Parcel Number

Primary APN	`16-31-102-019-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,944 sqft Living Area
Basement Area	1,270 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Built-in
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	10120 S 32ND CT
City	ROCA
State	NE
Zip	68430-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	IRON RIDGE 1ST ADDITION, BLOCK 1, LOT 19
Legal Subdivision	IRON RIDGE 1ST ADDITION
Legal Block	1
Legal Lot Number	19
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2017
Census Tract	3726

Owner

10120 S 32nd Ct is owned and occupied by an individual who bought it in October 2021.

Source: Lancaster County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10120 S 32ND CT, ROCA, NE 68430-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 28, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHARTER WEST BANK
Nov 13, 2020	Warranty Deed, Transfer CHARTER TITLE & ESCROW SVCS INC, CHARTER TITLE & ESCROW SVCS IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Deed Document Number	2021064192
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	10120 S 32ND CT, ROCA, NE 68430-4427
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063410
Date	Nov 24, 2020
Instrument	2020063410

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	10 Months
Due	Sep 27, 2021

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Oct 28, 2021
Property Address	10120 S 32ND CT, ROCA, NE 68430-4427
Document Number	0000064192
Instrument Date	Jul 15, 2021
Instrument	2021064192
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2022
Title Company	NOT AVAILABLE, CHARTER T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000064193
Date	Oct 28, 2021
Instrument	2021064193

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 13, 2020
Property Address	10120 S 32ND CT, ROCA, NE 68430-4427
Document Number	0000060928
Instrument Date	Oct 8, 2020
Instrument	60928
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CHARTER TITLE & ESCROW SVCS INC, CHARTER TITLE & ESCROW SVCS IN

Transaction

Amount	Amount on Record
Tax	$493.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3220 ABBOTSFORD LN ROCA NE 68430, ROCA, NE 68430
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10120 S 32nd Ct was $8,604.

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,604.00	$496,800 Land $84,500 Building $412,300	$496,800 Land $84,500 Building $412,300
2023	$6,924.00	$426,100 Land $84,500 Building $341,600	$426,100 Land $84,500 Building $341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 S 32nd Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 S 32nd Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Big Red Communications, Nextlink.

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