10120 Owen Brown Rd, Columbia, MD 21044 Property Records

Howard County property record for 10120 Owen Brown Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,500 sqft · built 2004
Lot Size	0.515 acres (22,422 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2003)
Tax Bill	$7,590 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-438845`

Property Details

APN / Parcel Number

Primary APN	`05-438845`
Alternative APN	`438845`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Total Area
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,422 sqft (0.515 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	438845
Street Address	10120 OWEN BROWN RD
City	COLUMBIA
State	MD
Zip	21044-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 2 22422 SQ 10120 OWEN BROWN RD WELK PROPERTY
Legal Subdivision	WELK PROP
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	5
Census Block	5004
Census Tract	605602

Owner

10120 Owen Brown Rd is owned and occupied by an individual who acquired it in December 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10120 OWEN BROWN RD, COLUMBIA, MD 21044-3918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2003 · Amount on File
Deed Sale	Oct 30, 2003 · Amount on File
Deed Document Number	200342643
Deed Book / Page	7763 / 471
Last Transfer Date	Dec 29, 2020
Transfer Doc	0201540322
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10120 OWEN BROWN RD, COLUMBIA, MD 21044-3918
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 OWEN BROWN RD, COLUMBIA, MD 21044-3918

Mortgage

Document Number	0220820002
Date	Aug 17, 2023
Book Page	22082/2

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 10120 Owen Brown Rd was $7,590 with a homeowner's exemption, down 23.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,590.00 (-23.12%) Homeowner's exemption	$658,467 (+2.92%)	$695,800 (+8.75%) Land $295,700 Building $400,100
2025	$9,873.00 (+20.51%) Homeowner's exemption	$639,800 Land $275,700 Building $364,100	$639,800 Land $275,700 Building $364,100
2024	$8,193.00
2023		$575,733	$639,800 Land $275,700 Building $364,100
2022	$6,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 Owen Brown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 Owen Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20