10120 McKenney Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10120 McKenney Ave, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,568 sqft · built 1947
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2013)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01125914`

Property Details

APN / Parcel Number

Primary APN	`13-01125914`
Alternative APN	`01125914`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	792 sqft
Basement Area	380 sqft
Finished Basement	380 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
Deck Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01125914
Street Address	10120 MCKENNEY AVE
City	SILVER SPRING
State	MD
Zip	20902-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	MCKENNEY HILLS
Legal Subdivision	MCKENNEY HILLS
Legal Block	G
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	704000

Owner

10120 McKenney Ave is owned and occupied by two individuals who bought it in September 2013.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10120 MCKENNEY AVE, SILVER SPRING, MD 20902-5130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on File
Deed Sale	Sep 3, 2013 · Amount on File
Deed Book / Page	47578 / 483
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10120 MCKENNEY AVE, SILVER SPRING, MD 20902-5130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PINNACLE T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0582090389
Date	Sep 26, 2019
Book Page	58209/389

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 10120 McKenney Ave was $5,465.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,833 (+1.21%)	$481,500 (-) Land $283,900 Building $197,600
2025	$5,465.00	$470,167	$481,500 Land $283,900 Building $197,600
2023		$464,500 Land $283,900 Building $180,600	$464,500 Land $283,900 Building $180,600
2022	$5,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10120 McKenney Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Feb 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10120 McKenney Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20