10120 Mackall Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 10120 Mackall Rd, Saint Leonard, MD 20685

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,458 sqft · built 2007
Lot Size	14.6 acres (639,025 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jun 2018)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-137514`

Property Details

APN / Parcel Number

Primary APN	`01-137514`
Alternative APNs	`1137514` `137514`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,458 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	639,025 sqft (14.6 acres)
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	137514
Street Address	10120 MACKALL RD
City	SAINT LEONARD
State	MD
Zip	20685-2451
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RUR
Legal Description	14.67 AC 10120 MACKALL RD ST LEONARD
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2017
Census Tract	860801

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 28, 2018	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Sep 25, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Book / Page	5213 / 327
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	0050510436
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055520364
Date	Mar 26, 2020
Book Page	5552/364

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 28, 2018
Property Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451
Document Number	0052130327
Book / Page	5213 / 327
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451

Mortgage

Document Number	0005213343
Date	Jun 28, 2018
Instrument	5213/343

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 25, 2017
Property Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451
Document Number	0050510436
Book / Page	005051 / 000436
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 MACKALL ROAD ST ST LEONARD MD 20685, ST LEONARD, MD 20685

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10120 MACKALL RD, SAINT LEONARD, MD 20685-2451
Document Number	0049560335
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 MACKALL RD ST LEONARD MD 206852451, ST LEONARD, MD 20685-2451

Mortgage

Document Number	0049560335
Date	Mar 13, 2017
Book Page	004956/000335

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,100 (+5.44%) Land $138,300 Building $225,800	$364,100 (-) Land $138,300 Building $225,800
2025	$3,790.00 (+18.55%)	$345,300 (+12.22%)	$364,100 (+18.33%) Land $138,300 Building $225,800
2023	$3,197.00	$307,700 Land $138,300 Building $169,400	$307,700 Land $138,300 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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