10120 E 18th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10120 E 18th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,552 sqft · built 1961
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,900 (Aug 2018)
Tax Bill	$4,137 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45291.1004`

Property Details

APN / Parcel Number

Primary APN	`45291.1004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	1,200 sqft
Unfinished Basement	152 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10120 E 18TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHESTER TERRACE L4 B2
Legal Range	44E
Legal Township	25N
Legal Section	29
Legal Subdivision	CHESTER TERRACE
Legal Block	2
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3006
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10120 E 18TH AVE, SPOKANE VALLEY, WA 99206-3357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 31, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	20186739199
Prior Transfer Date	Nov 20, 2001
Prior Transfer Doc	0004656359
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10120 E 18TH AVE, SPOKANE VALLEY, WA 99206-3357
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMER LENDERS ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007228097
Date	Jul 29, 2022
Instrument	7228097

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10120 E 18TH AVE, SPOKANE VALLEY, WA 99206-3357
Document Number	0006861430
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10120 E 18TH AVE SPOKANE VALLEY WA 992063357, SPOKANE VALLEY, WA 99206-3357

Mortgage

Document Number	0006861430
Date	Nov 6, 2019
Instrument	6861430

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2018
Property Address	10120 E 18TH AVE, SPOKANE VALLEY, WA 99206-3357
Document Number	0006739199
Instrument Date	Aug 27, 2018
Instrument	6739199
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,862.62
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10120 E 18TH AVE SPOKANE VALLEY WA 992063357, SPOKANE VALLEY, WA 99206-3357

Mortgage

Document Number	6739200
Date	Aug 31, 2018
Instrument	6739200

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,137.00 (-1.99%)	$397,200 (-0.3%) Land $100,000 Building $297,200	$397,200 (-0.3%) Land $100,000 Building $297,200
2025	$4,221.00 (+10.87%)
2024		$398,400 (+32.62%) Land $80,000 Building $318,400	$398,400 (+32.62%) Land $80,000 Building $318,400
2023	$3,807.00 (+8.55%)	$300,400 Land $55,000 Building $245,400	$300,400 Land $55,000 Building $245,400
2022	$3,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, TDS Telecom.

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