10120 Creekside Dr, Placida, FL 33946 Property Records

Charlotte County property record for 10120 Creekside Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,944 sqft · built 2005
Lot Size	0.522 acres (22,757 sqft)
Owner	Individual Name on Record
Last Sale	$1,015,000 (Nov 2024)
Tax Bill	$13,172 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`422002155014`

Property Details

APN / Parcel Number

Primary APN	`422002155014`
Alternative APNs	`00784924000806` `10004715681`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	6,797 sqft
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	22,757 sqft (0.522 acres)
Lot Dimensions	224 ft deep x 106 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	2,944 sqft
Driveway	Driveway
Driveway Area	2,550 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Area	20 sqft
Porch	Raised Porch
Porch Area	907 sqft
Loading Dock	27 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00784924000806
Street Address	10120 CREEKSIDE DR
City	PLACIDA
State	FL
Zip	33946-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	CORAL COVE LT 8 2134/654 3269/44 4287/1848 4692/1228 DC3162017-SCA 3470960
Legal Range	20E
Legal Township	42S
Legal Section	02
Legal Subdivision	CORAL COVE
Legal Tract	CCV
Legal Block	1
Legal Lot Number	8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1042
Census Tract	30504

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18950 CEDAR LN, CATOOSA, OK 74015-6505
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Mar 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	20243470960
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	0032690044
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 9, 2026
Property Address	10120 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0003662447
Instrument Date	Jun 20, 2026
Instrument	20263662447
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 CREEKSIDE DR, PLACIDA, FL 33946-2338

Mortgage

Document Number	0003662447,
Date	Jul 9, 2026
Instrument	20263662447

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 14, 2021
Property Address	10120 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0046921228
Book / Page	4692 / 1228
Map Reference	MB 18 PG 27
Instrument Date	Jan 13, 2021
Instrument	2893033
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,722.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11000 PLACIDA RD APT 2203, 11000, PLACIDA, FL 33946-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 BAYSHORE DR, ENGLEWOOD, FL 34223-4614

Mortgage

Document Number	0046921230
Date	Jan 14, 2021
Instrument	4692/1230

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 2, 2018
Property Address	10120 CREEKSIDE DR, PLACIDA, FL 33946-2338
Document Number	0042871848
Book / Page	004287 / 001848
Instrument Date	Feb 28, 2018
Instrument	2591291
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,159.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 FAWN LN SEQUIM WA 983823887, SEQUIM, WA 98382-3887

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,172.00 (-13.83%)	$861,898 (-10.6%) Land $148,750 Building $713,148	$861,898 (-13.88%) Land $148,750 Building $713,148
2024	$15,286.00 (-0.57%)
2023	$15,374.00 (+2.27%) Homeowner's exemption	$964,136 (+2.53%)	$1,000,785 (+6.43%) Land $175,000 Building $825,785
2022	$15,033.00 Homeowner's exemption	$940,323 Land $127,500 Building $812,823	$940,323 Land $127,500 Building $812,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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