10120 Cook Ave, Oak Lawn, IL 60453 Property Records

Cook County property record for 10120 Cook Ave, Oak Lawn, IL 60453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1957
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (May 2026)
Tax Bill	$8,032 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-09-303-016`

Property Details

APN / Parcel Number

Primary APN	`24-09-303-016`
Alternative APN	`24-09-303-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10120 COOK AVE
City	OAK LAWN
State	IL
Zip	60453-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND L (LUTGERTS) ADD TO (OAKDALE) SUB OF E 3/4 OF SE SW SEC 09-37-13
Legal Range	13E
Legal Township	37N
Legal Section	09
Legal Subdivision	LUTGERTS ADD TO OAKDALE
Legal Lot Number	88
Jurisdiction	COOK IL
Township / Civil Division	WORTH
Census Block Group	2
Census Block	2011
Census Tract	822601

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10702 S KEATING AVE, OAK LAWN, IL 60453-5583
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC
Oct 12, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FORUM MTG BANCORP
Oct 11, 2019	Quit Claim Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	202613510037
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	0000049074
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 15, 2026
Property Address	10120 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	0000010037
Instrument Date	Apr 21, 2026
Instrument	2026.10037
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CITYWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010038,
Date	May 15, 2026
Instrument	2026.135.10038

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 12, 2020
Property Address	10120 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	2028407417
Instrument Date	Aug 11, 2020
Instrument	28407417
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10405 MANSFIELD AVE OAK LAWN IL 604534363, OAK LAWN, IL 60453-4363

Mortgage

Document Number	2028407418
Date	Oct 12, 2020
Instrument	28407418

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10120 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	1931008108
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10126 COOK AVE OAK LAWN IL 60453, OAK LAWN, IL 60453

Mortgage

Document Number	1931008108
Date	Nov 6, 2019
Instrument	31008108

Lender

Name	FORUM MTG BANCORP
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Interest

Rate	4.87%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 11, 2019
Property Address	10120 COOK AVE, OAK LAWN, IL 60453-3834
Document Number	1928449074
Instrument Date	Sep 12, 2019
Instrument	28449074
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10120 COOK AVE OAK LAWN IL 604533834, OAK LAWN, IL 60453-3834

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Worth Township
Municipality	Oak Lawn Village
Secondary School District	Community High School District 218 (09 - 12)
Elementary School District	Oak Lawn-Hometown School District 123 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,508 (+39.78%) Land $3,960 Building $19,548	$235,080 (+39.78%) Land $39,600 Building $195,480
2023	$8,032.00 (+21.15%)
2022	$6,630.00	$16,818 Land $3,465 Building $13,353	$168,180 Land $34,650 Building $133,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK LAWN serves 58,362 people · EPA ID IL0312220
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Jul 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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