1012 Wrights Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 1012 Wrights Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,664 sqft · built 1987
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (May 2006)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083091 08000`

Property Details

APN / Parcel Number

Primary APN	`083091 08000`
Alternative APN	`091 08000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	832 sqft
Upper Floors Area	832 sqft
Basement Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1012 WRIGHTS LN
City	GALLATIN
State	TN
Zip	37066-7912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT: 10 PAGE: 337 BLOCK: LOT: 7 SUBD: DESHA HILLS
Legal Subdivision	DESHA HILLS
Legal Lot Number	7
Jurisdiction	SUMNER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	20601

Owner

1012 Wrights Ln is owned and occupied by two individuals who bought it in May 2006.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 WRIGHTS LN, GALLATIN, TN 37066-7912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
May 18, 2020	Deed of Trust, Mortgage · Line of Credit F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2006 · Amount on File
Deed Sale	May 30, 2006 · Amount on File
Deed Document Number	2006795498
Deed Book / Page	2510 / 551
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0024970516
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1012 WRIGHTS LN, GALLATIN, TN 37066-7912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHAPMAN NTHAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052180747
Date	May 18, 2020
Book Page	5218/747
Instrument	1311520

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1012 WRIGHTS LN, GALLATIN, TN 37066-7912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052180765
Date	May 18, 2020
Book Page	5218/765
Instrument	1311525

Lender

Name	F & M BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Wrights Ln was $1,270.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00	$89,350 Land $26,125 Building $63,225
2024			$357,400 Land $104,500 Building $252,900
2023	$1,092.00 (-0.46%)	$48,475 (-) Land $16,600 Building $31,875
2022	$1,097.00	$48,475 Land $16,600 Building $31,875
2021			$193,900 Land $66,400 Building $127,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Wrights Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Wrights Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTALIAN SPRINGS-BETHPAGE U.D. serves 14,555 people · EPA ID TN0000097
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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