1012 Windward Ln, Suffolk, VA 23435 Property Records

Suffolk City property record for 1012 Windward Ln, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,479 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$391,000 (Dec 2019)
Tax Bill	$5,732 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 1 more
APN	`12N*66`

Property Details

APN / Parcel Number

Primary APN	`12N*66`
Alternative APN	`305029400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,479 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	305029400
Street Address	1012 WINDWARD LN
City	SUFFOLK
State	VA
Zip	23435-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	L.66,HARBOUR BREEZE ESTS, PH.1
Legal Subdivision	HARBOUR BREEZE EST
Legal Phase	1
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1028
Census Tract	75205

Owner

Source: Suffolk City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	201914756
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746

Mortgage

Document Number	0250012552
Date	Nov 5, 2025
Instrument	250012552

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003454
Date	Mar 1, 2021
Instrument	210003454

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 30, 2019
Property Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746
Document Number	190014756
Instrument Date	Dec 26, 2019
Instrument	190014756
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	STEWART TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 WINDWARD LN, SUFFOLK, VA 23435-3746

Mortgage

Document Number	190014757
Date	Dec 30, 2019
Instrument	190014757

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$493,700 (+2.64%) Land $90,000 Building $403,700
2025	$5,732.00 (+3.48%)	$493,700 (+2.64%) Land $90,000 Building $403,700	$481,000 (+2.41%) Land $90,000 Building $391,000
2024	$5,539.00 (+8.2%)	$481,000 (+2.41%) Land $90,000 Building $391,000
2023	$5,119.00	$469,700 Land $90,000 Building $379,700	$469,700 Land $90,000 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cox Communications, Glo Fiber.

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