Sumner County property record for 1012 Windemere Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,006 sqft · built 2019 |
| Owner | 2 Individual Names on File |
| Last Sale | $295,105 (Aug 2019) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083114J G 00500 |
| Primary APN | 083114J G 00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,006 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 WINDEMERE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB31 PG130 LOT66 PNT PCL 114-32.01 |
| Legal Subdivision | RESERVE PH 2 |
| Legal Block | 130 |
| Legal Lot Number | 66 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20502 |
1012 Windemere Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 WINDEMERE DR, GALLATIN, TN 37066-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Aug 1, 2019 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY MTG ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 1277615 |
| Deed Book / Page | 4997 / 383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 WINDEMERE DR, GALLATIN, TN 37066-2236 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|
| Document Number | 0056330603 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 5633/603 |
| Instrument | 1370011 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 1, 2019 |
| Property Address | 1012 WINDEMERE DR, GALLATIN, TN 37066-2236 |
| Document Number | 0049970383 |
| Book / Page | 004997 / 000383 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 1277615 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 WINDEMERE DR GALLATIN TN 37066, GALLATIN, TN 37066 |
| Document Number | 49970386 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 004997/000386 |
| Instrument | 1277616 |
| Name | PROSPERITY MTG ADVISORS |
|---|---|
| Address | NEW ORLEANS, LA 70163 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
The 2025 property tax bill for 1012 Windemere Dr was $1,538.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,538.00 | $108,200 Land $18,750 Building $89,450 | |
| 2024 | $432,800 Land $75,000 Building $357,800 | ||
| 2023 | $2,162.00 (-0.32%) | $70,825 (-) Land $16,250 Building $54,575 | |
| 2022 | $2,169.00 | $70,825 Land $16,250 Building $54,575 | |
| 2021 | $283,300 Land $65,000 Building $218,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1012 Windemere Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1993–2024) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Windemere Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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