1012 White Cedar Ln, Murrells Inlet, SC 29576 Property Records

Horry County property record for 1012 White Cedar Ln, Murrells Inlet, SC 29576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual on Record
Last Sale	$205,000 (Mar 2021)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`463-02-04-0037`

Property Details

APN / Parcel Number

Primary APN	`463-02-04-0037`
Alternative APN	`1903401032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1903401032
Street Address	1012 WHITE CEDAR LN
City	MURRELLS INLET
State	SC
Zip	29576-8385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PINES OF ST JAMES; LOT 295 PH 6
Legal Subdivision	THE PINES OF ST JAMES
Legal Phase	6
Legal Lot Number	295
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3003
Census Tract	51609

Owner

Source: Horry County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1012 WHITE CEDAR LN, MURRELLS INLET, SC 29576-8385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Feb 4, 2004 · Amount on Record
Deed Document Number	0043991866
Deed Book / Page	4399 / 1866
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 16, 2021
Property Address	1012 WHITE CEDAR LN, MURRELLS INLET, SC 29576-8385
Document Number	43991866
Book / Page	4399 / 1866
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 WHITE CEDAR LN, MURRELLS INLET, SC 29576-8385

Mortgage

Document Number	63550000001519
Date	Mar 16, 2021
Book Page	0000006355/0000001519

Lender

Name	OBSIDIAN FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00		$301,517 (-) Land $81,350 Building $220,167
2024	$1,130.00 (+7.11%)	$12,061 (+102.88%) Land $3,254 Building $8,807	$301,517 (+87.57%) Land $81,350 Building $220,167
2023	$1,055.00 (+61.81%)	$5,945 (-7.54%) Land $1,182 Building $4,763	$160,750 (-) Land $30,750 Building $130,000
2021	$652.00	$6,430 Land $1,230 Building $5,200	$160,750 Land $30,750 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 209 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	3 (2019–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20