1012 Whispering Springs Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 1012 Whispering Springs Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1 ba · 904 sqft · built 1984
Lot Size	0.171 acres (7,432 sqft)
Owner	Company Name on Record
Tax Bill	$119 (2024)
Deeds & Mortgages	Jul 2023 Construction Loan Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4535-0000-0170-63`

Property Details

APN / Parcel Number

Primary APN	`4535-0000-0170-63`
Alternative APNs	`R000081312` `288761`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	904 sqft Living Area
Gross Area	1,128 sqft
1st Floor Area	904 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	7,432 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	288 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	288761
Street Address	1012 WHISPERING SPRINGS DR
City	TOOL
State	TX
Zip	75143-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 AB 659 N G RUSSELL SUR, WESTWOOD BEACH SEC I, LT 17, B/41
Legal Subdivision	WESTWOOD BEACH SEC I & II
Legal Lot Number	17
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2000
Census Tract	950801

Owner

Source: Henderson County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	416 RANCHERO DR, SUNNYVALE, TX 75182-4619
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Nov 9, 2020	Warranty Deed, Transfer NOT AVAILABLE, BNT OF TEXAS LLC
Dec 31, 2019	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020
Deed Sale	Nov 9, 2020
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	202017810
Prior Transfer Date	Jul 18, 2002
Prior Transfer Doc	2209000373
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1012 WHISPERING SPRINGS DR, TOOL, TX 75143-2299
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300010013
Date	Jul 7, 2023
Instrument	2023-00010013

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Nov 9, 2020
Property Address	1012 WHISPERING SPRINGS DR, TOOL, TX 75143-2299
Document Number	202000017810
Instrument Date	Nov 4, 2020
Instrument	2020-00017810
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, BNT OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 828, MABANK, TX 75147-0828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 RANCHERO DR, SUNNYVALE, TX 75182-4619
Investor	Possibly a Property Investor

December 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HENDERSON TX
Recording Date	Dec 31, 2019
Property Address	1012 WHISPERING SPRINGS DR, TOOL, TX 75143-2299
Document Number	201900018036
Map Reference	VOL 1921 PG 585
Instrument Date	Dec 3, 2019
Instrument	2019-00018036
Transaction Type	Foreclosure
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 828, MABANK, TX 75147-0828

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,779 (+4.81%) Land $1,000 Building $5,779	$6,779 (+4.81%) Land $1,000 Building $5,779
2024	$119.00 (+2.59%)
2023	$116.00 (-23.68%)	$6,468 Land $1,000 Building $5,468	$6,468 Land $1,000 Building $5,468
2022	$152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed, Conquest Wireless, Nextlink, Verizon.

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