1012 Wheeler St, Troy, OH 45373 Property Records

Miami County property record for 1012 Wheeler St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1927
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jun 2000)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`D08-018690`

Property Details

APN / Parcel Number

Primary APN	`D08-018690`
Alternative APNs	`050628.2-05-008-00` `D08SW070 02000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	2,304 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1012 WHEELER ST
City	TROY
State	OH
Zip	45373-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1719 50
Legal Subdivision	TFIE MCKAIG ADDITION
Legal Lot Number	1719
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4011
Census Tract	365301

Owner

1012 Wheeler St is owned and occupied by an individual who bought it in June 2000.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 WHEELER ST, TROY, OH 45373-3167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 11, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2000 · Amount on File
Deed Sale	Jun 5, 2000 · Amount on File
Prior Sale	Aug 1, 1989
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1012 WHEELER ST, TROY, OH 45373-3167
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 WHEELER ST, TROY, OH 45373-3167

Mortgage

Document Number	0000006729
Date	Apr 20, 2021
Instrument	2021OR-06729

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	May 11, 2022
Property Address	1012 WHEELER ST, TROY, OH 45373-3167
Document Number	0000007493
Instrument Date	May 9, 2022
Instrument	2022OR-07493
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1012 WHEELER ST, TROY, OH 45373-3167

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Wheeler St was $1,904 with a homeowner's exemption, up 5.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+5.31%) Homeowner's exemption	$47,320 (+21.15%) Land $8,330 Building $38,990	$135,200 Land $23,800 Building $111,400
2024	$1,808.00 (+12.23%) Homeowner's exemption	$39,060 (-) Land $8,680 Building $30,380
2023	$1,611.00 (+15.4%) Homeowner's exemption	$39,060 (-) Land $8,680 Building $30,380	$111,600 (-) Land $24,800 Building $86,800
2022	$1,396.00 Homeowner's exemption	$39,060 Land $8,680 Building $30,380	$111,600 Land $24,800 Building $86,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1012 Wheeler St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Wheeler St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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