Story County property record for 1012 West St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,120 sqft · built 1978 |
| Lot Size | 0.462 acres (20,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2015) |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-395-140 |
| Primary APN | 12-08-395-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 924 sqft |
| Unfinished Basement | 196 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,106 sqft (0.462 acres) |
| Lot Dimensions | 106 ft deep x 189 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 584 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1012 WEST ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEAD & BERKA'S 1ST ADD LOT:21 COLO |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | MEAD & BERKA'S 1ST ADD |
| Legal Lot Number | 21 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 10200 |
1012 West St is owned and occupied by an individual who bought it in June 2015.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 WEST ST, COLO, IA 50056-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on File |
| Deed Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 20155497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1012 WEST ST, COLO, IA 50056-1035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202006262 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-06262 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1012 West St was $2,896 with a homeowner's exemption, up 11.9% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,896.00 (+11.9%) Homeowner's exemption | $182,400 Land $40,900 Building $141,500 | $182,400 Land $40,900 Building $141,500 |
| 2024 | $2,588.00 | ||
| 2023 | $152,900 Land $33,300 Building $119,600 | $152,900 Land $33,300 Building $119,600 | |
| 2022 | $2,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 West St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1012 West St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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