1012 Webster St, Bay City, MI 48708 Property Records

Bay County property record for 1012 Webster St, Bay City, MI 48708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1921
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (May 2018)
Tax Bill$1,479 (2026)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160-032-438-009-00

Property Details

APN / Parcel Number

Primary APN160-032-438-009-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area798 sqft
Basement Area798 sqft
Unfinished Basement798 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area95 sqft
Patio Area560 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1012 WEBSTER ST
CityBAY CITY
StateMI
Zip48708-8330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 DUPLEX
Legal DescriptionLOTS 8 & 9 BLK 39 DAGLISH DIV OF PORTS- MOUTH
Legal SubdivisionDAGLISH DIV
Legal Block39
Legal Lot Number8-9
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3020
Census Tract280900

Owner

1012 Webster St is owned and occupied by an individual who bought it in May 2018.

Source: Bay County records, as of May 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1012 WEBSTER ST, BAY CITY, MI 48708-8330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2018 · Amount on File
Deed SaleMay 31, 2018 · Amount on File
Deed Document Number20187752
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMay 31, 2018
Property Address1012 WEBSTER ST, BAY CITY, MI 48708-8330
Document Number0000007752
Instrument DateMay 30, 2018
Instrument7752
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$559.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 S VAN BUREN ST BAY CITY MI 487088037, BAY CITY, MI 48708-8037

Mortgage

Document Number7753
DateMay 31, 2018
Instrument7753
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
AmountAmount on Record
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1012 Webster St was $1,479 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,479.00 Homeowner's exemption$47,650$95,300
2023$35,000$70,000
2022$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Webster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Webster St

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