Chesterfield County property record for 1012 Water Beech Rd, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,147 sqft · built 2017 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Apr 2026) |
| Tax Bill | $5,359 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-69-67-85-400-000 |
| Primary APN | 723-69-67-85-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,147 sqft Finished Area |
| Basement Area | 1,862 sqft |
| Finished Basement | 1,285 sqft |
| Unfinished Basement | 577 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 390790001 |
|---|---|
| Street Address | 1012 WATER BEECH RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | CENTERPOINTE CROSS SEC 3 007 |
| Legal Subdivision | CENTERPOINTE CROSSING |
| Legal Lot Number | 7 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 100928 |
Source: Chesterfield County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance M&T BANK |
| Apr 20, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC BANK |
| Aug 28, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2017 · Amount on Record |
| Deed Document Number | 202613794 |
| Deed Book / Page | 15220 / 766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1012 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013892-276 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 13892/276 |
| Instrument | 2022012997 |
| Name | M&T BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 20, 2026 |
| Property Address | 1012 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 0000013794 |
| Book / Page | 15220 / 766 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202613794 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | APPOMATTOX TITLE COMPANY INC, APPOMATTOX TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,610.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1012 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 0000013795, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 15220/771 |
| Instrument | 202613795 |
| Name | ATLANTIC BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 28, 2017 |
| Property Address | 1012 WATER BEECH RD, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 11733593 |
| Book / Page | 011733 / 000593 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 34338 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 WATER BEECH RD MIDLOTHIAN VA 231144740, MIDLOTHIAN, VA 23114-4740 |
| Document Number | 11733596 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 011733/000596 |
| Instrument | 34339 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,359.00 (+0.68%) | $567,500 (+0.67%) Land $122,000 Building $445,500 | $567,500 (+0.67%) Land $122,000 Building $445,500 |
| 2025 | $5,323.00 (+9.28%) | $563,700 (+11.67%) Land $122,000 Building $441,700 | $563,700 (+11.67%) Land $122,000 Building $441,700 |
| 2023 | $4,871.00 | $504,800 Land $117,000 Building $387,800 | $504,800 Land $117,000 Building $387,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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