Gila County property record for 1012 W Summit St, Payson, AZ 85541 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 2004 |
| Square Footage | 1,237 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Garage | Attached, 473 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $168,500 (2005) |
| Tax Bill | $2,038.00 (2025) |
Source: Gila County records · APN 304-59-031
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Sep 25, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2005 · Amount on Record |
| Deed Sale | Mar 30, 2005 · Amount on Record |
| Deed Doc Number | 20055187 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 08, 2026 |
| Property Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Document Number | 0000005553 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20265553 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005553, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 20265553 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Document Number | 0000008631 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025-008631 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | BRIGHT LINE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1012 W SUMMIT ST, PAYSON, AZ 85541-4784 |
| Document Number | 0000004157 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-004157 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,057 (+6.87%) Land $6,378 Building $22,679 | $290,572 (+6.88%) Land $63,781 Building $226,791 | |
| 2025 | $2,038.00 (+7.72%) | ||
| 2024 | $27,188 Land $4,570 Building $22,618 | $271,873 Land $45,698 Building $226,175 | |
| 2023 | $1,892.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-59-031 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,237 sqft Living Area |
|---|---|
| Gross Area | 1,710 sqft Gross Area |
| 1st Floor | 1,237 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 473 sqft Garage |
| Porch | Covered Porch |
| Cooling System | A/C Chilled Water Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Account Number | R034848 |
|---|---|
| Street Address | 1012 W SUMMIT ST |
| City | PAYSON |
| State | AZ |
| Zip | 85541-4784 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 05 TOWNSHIP: 10N RANGE: 10E LOT 31 OF STONE CREEK AT PAYSON OF PLAT 716NE1/4 SE1/4 SEC 5 T10N R10E = 0.19 AC (OUT OF 304-01-317F, -317L, & -317S, 304-05-135B, -136 & -137B, 304-09-115A & -115C) |
| Legal Range | 10E |
| Legal Township | 10N |
| Legal Section | 05 |
| Legal Subdivision | STONE CREEK |
| Legal Lot Number | 31 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 301 |
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