Orange County property record for 1012 W Smith St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,384 sqft · built 1949 |
| Lot Size | 0.12 acres (5,232 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-29-1472-02-013 |
| Primary APN | 14-22-29-1472-02-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 832 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,232 sqft (0.12 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 788 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1012 W SMITH ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/T/W |
| Legal Description | COLLEGE PARK FIFTH ADDITION TO COUNTRY CLUB SECTION N/88 W 4 8.11 FT LOTS 1 & 2 BLK B |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | COLLEGE PARK 5TH ADD TO C C SEC |
| Legal Tract | 1472 |
| Legal Block | B |
| Legal Lot Number | 1,2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12600 |
1012 W Smith St is owned and occupied by an individual who acquired it in January 2024.
Source: Orange County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 W SMITH ST, ORLANDO, FL 32804-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2024 |
| Transfer Doc | 0000037868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 19, 2024 |
| Property Address | 1012 W SMITH ST, ORLANDO, FL 32804-5232 |
| Document Number | 0000037868 |
| Map Reference | MB N PG 88 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 20240037868 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 W SMITH ST, ORLANDO, FL 32804-5232 |
| Name | Verified Name |
|---|---|
| Address | 1012 W SMITH ST, ORLANDO, FL 32804-5232 |
| Document Number | 0000037869 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 20240037869 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 933 Months |
| Due | Oct 8, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.14% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.1% |
The 2025 property tax bill for 1012 W Smith St was $1,391, up 5.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,946 (+2.7%) | $365,600 (-1.43%) Land $225,000 Building $140,600 | |
| 2025 | $1,391.00 (+5.62%) Homeowner's exemption | $110,950 | $370,890 Land $225,000 Building $145,890 |
| 2024 | $1,317.00 (+5.87%) | ||
| 2023 | $1,244.00 (+4.27%) Homeowner's exemption | $104,683 (+3%) | $354,762 (+18.23%) Land $225,000 Building $129,762 |
| 2022 | $1,193.00 Homeowner's exemption | $101,634 | $300,057 Land $190,000 Building $110,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 W Smith St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1994–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 W Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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