1012 W Rocky Rd, Payson, AZ 85541 Property Records

Gila County property record for 1012 W Rocky Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jun 2023)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`304-59-021`

Property Details

APN / Parcel Number

Primary APN	`304-59-021`
Alternative APNs	`R034809` `034809`

Interior

Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034809
Street Address	1012 W ROCKY RD
City	PAYSON
State	AZ
Zip	85541-6288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: STONE CREEK @ PAYSON LOT: 21 SECTION: 04 TOWNSHIP: 10N RANGE: 10E LOT 21 OF STONE CREEK AT PAYSON OF PLAT 716NE1/4 SE1/4 SEC 5 T10N R10E = 0.18 AC (OUT OF 304-01-317F, -317L, & -317S, 304-05-135B, -136 & -137B, 304-09-115A & -115C)
Legal Range	10E
Legal Township	10N
Legal Section	04
Legal Subdivision	STONE CREEK
Legal Lot Number	21
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3008
Census Tract	301

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 25, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 22, 2024	Beneficiary Deed, Transfer
Aug 12, 2024	Quit Claim Deed, Transfer Quitclaim
May 28, 2024	Beneficiary Deed, Transfer PARAGON TITLE INSURANCE COMPANY, ARIZONA TITLE & ESCROW CO
Jun 20, 2023	Warranty Deed, Transfer TRULY TITLE INC
Jan 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	20235551
Last Transfer Date	Oct 22, 2024
Transfer Doc	0000008885
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288

Mortgage

Document Number	0000009077
Date	Jun 24, 2021
Instrument	2021-009077

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008011
Date	Sep 25, 2024
Instrument	2024-008011

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GILA AZ
Recording Date	Oct 22, 2024
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Document Number	0000008885
Map Reference	MAP 716
Instrument Date	Oct 22, 2024
Instrument	2024-008885
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10110 E NOTFOOD WAY, CHANDLER, AZ 85248

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 12, 2024
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Document Number	0000006690
Map Reference	MAP 716
Instrument Date	Aug 9, 2024
Instrument	2024-006690
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288

May 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GILA AZ
Recording Date	May 28, 2024
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Document Number	0000004559
Map Reference	MAP 716
Instrument Date	May 27, 2024
Instrument	2024-004559
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	PARAGON TITLE INSURANCE COMPANY, ARIZONA TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10110 E WATFORD WAY, SUN LAKES, AZ 85248-7201

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 20, 2023
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Document Number	0000005551
Map Reference	MAP 716
Instrument Date	Jun 17, 2023
Instrument	2023-005551
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	TRULY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9104 PYMPLON LOOP, ROSEVILLE, CA 95747

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Jan 19, 2022
Property Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288
Document Number	0000000755
Map Reference	MAP 7196-716C
Instrument Date	Jan 19, 2022
Instrument	2022-000755
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1012 W ROCKY RD, PAYSON, AZ 85541-6288

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,288 (+5.33%) Land $6,292 Building $25,996	$322,882 (+5.33%) Land $62,919 Building $259,963
2025	$2,571.00 (+39.2%)
2024		$30,655 (+60.87%) Land $4,455 Building $26,200	$306,550 (+60.87%) Land $44,546 Building $262,004
2023	$1,847.00 (+15.87%) Additional exemption filed	$19,056 Land $4,152 Building $14,904
2022	$1,594.00 Additional exemption filed		$190,555 Land $41,515 Building $149,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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