Saluda County property record for 1012 W Main St, Ridge Spring, SC 29129
| Property Type | Commercial |
|---|---|
| Details | 4,466 sqft · built 1977 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Company Name on Record |
| Last Sale | $230,000 (Dec 2019) |
| Tax Bill | $5,476 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-04-01-013 |
| Primary APN | 145-04-01-013 |
|---|
| Building Area | 4,466 sqft Total Area |
|---|---|
| 1st Floor Area | 4,466 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 82,764 sqft (1.9 acres) |
| Cooling System | None |
|---|
| Street Address | 1012 W MAIN ST |
|---|---|
| City | RIDGE SPRING |
| State | SC |
| Zip | 29129-9410 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DEED REF 287-93/905-107/1163-197/1248-239/1248/235 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | RIDGE SPRING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960400 |
Source: Saluda County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3341 RICHLAND CREEK RD, WARD, SC 29166-9690 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage SECURITY FEDERAL BANK |
| Dec 30, 2019 | Grant Deed, Transfer CADENCE BK NA |
| Sep 28, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 20192749 |
| Deed Book / Page | 1248 / 239 |
| Prior Transfer Date | Sep 28, 2017 |
| Prior Transfer Doc | 001163/0197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 1012 W MAIN ST, RIDGE SPRING, SC 29129-9410 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001416/0307 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1416/307 |
| Instrument | 2023-00010959 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Aug 1, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Dec 30, 2019 |
| Property Address | 1012 W MAIN ST, RIDGE SPRING, SC 29129-9410 |
| Document Number | 0000002749 |
| Book / Page | 001248 / 000239 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2749 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $851.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 763 RICHLAND CREEK RD WARD SC 291669482, WARD, SC 29166-9482 |
| Document Number | 2750 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 001248/000244 |
| Instrument | 2750 |
| Name | CADENCE BK NA |
|---|---|
| Address | 1970 SATELLITE BLVD, DULUTH, GA 30097-4117 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Dec 29, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Sep 28, 2017 |
| Property Address | 1012 W MAIN ST, RIDGE SPRING, SC 29129-9410 |
| Document Number | 0011630197 |
| Book / Page | 001163 / 000197 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Saluda County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Municipality | Ridge Spring Town |
| Unified School District | Aiken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 (+5.02%) | $12,930 (-) Land $2,210 Building $10,720 | $227,100 (-) Land $47,500 Building $179,600 |
| 2024 | $5,214.00 (-1.16%) | $12,930 (-) Land $2,210 Building $10,720 | $227,100 (-) Land $47,500 Building $179,600 |
| 2023 | $5,275.00 (+1.29%) Homeowner's exemption | $12,930 (-) | $227,100 (-) Land $47,500 Building $179,600 |
| 2022 | $5,208.00 | $12,930 Land $2,210 Building $10,720 | $227,100 Land $47,500 Building $179,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGE SPRING serves 1,575 people · EPA ID SC4110002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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