1012 W Madison St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1012 W Madison St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 775 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2019)
Tax Bill	$3,054 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
APN	`04-30-0-107-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-107-001`

Interior

Full Baths	2 Baths
Building Area	775 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft

Exterior Amenities

Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1012 W MADISON ST
City	O FALLON
State	IL
Zip	62269-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 5TH ADD PLAT 1 LOT/SEC-4 A02107472 A02622961
Legal Subdivision	WESTBROOK
Legal Block	107
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1007
Census Tract	504354

Owner

Source: St. Clair County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 W MADISON ST, O FALLON, IL 62269-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Aug 19, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Document Number	20192622961
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0002512806
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1012 W MADISON ST, O FALLON, IL 62269-1034
Document Number	00A2678258
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W MADISON ST O FALLON IL 622691034, O FALLON, IL 62269-1034

Mortgage

Document Number	00A2678258
Date	Dec 3, 2020
Instrument	2678258

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 19, 2019
Property Address	1012 W MADISON ST, O FALLON, IL 62269-1034
Document Number	00A2622961
Instrument Date	Aug 14, 2019
Instrument	2622961
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 W BELLE ST BELLEVILLE IL 622266109, BELLEVILLE, IL 62226-6109

Mortgage

Document Number	A2622962
Date	Aug 19, 2019
Instrument	2622962

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,054.00	$47,906 (+22.55%) Land $9,488 Building $38,418	$143,718 (+22.55%) Land $28,464 Building $115,254
2022		$39,091 Land $7,742 Building $31,349	$117,273 Land $23,226 Building $94,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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