1012 W Laredo Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1012 W Laredo Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,085 sqft · built 2002
Lot Size	0.243 acres (10,613 sqft)
Owner	2 Owner Names on Record
Last Sale	$327,101 (Nov 2002)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`310-04-712`

Property Details

APN / Parcel Number

Primary APN	`310-04-712`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,085 sqft Living Area
1st Floor Area	2,127 sqft
2nd Floor Area	1,958 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,613 sqft (0.243 acres)
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1012 W LAREDO AVE
City	GILBERT
State	AZ
Zip	85233-5287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ARTEMINA 2 MCR 531-01
Legal Range	05E
Legal Township	01S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	ARTEMINA 2
Legal Lot Number	233
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2012
Census Tract	422305

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · SBA Mortgage CROSSFIRST BANK
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2002 · Amount on Record
Deed Sale	Nov 7, 2002 · Amount on Record
Prior Sale	Nov 7, 2002
Deed Document Number	20021182602
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613915
Date	Nov 30, 2023
Instrument	20230613915

Lender

Name	CROSSFIRST BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	126 Months
Due	May 29, 2034

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287

Mortgage

Document Number	0000180380
Date	Mar 15, 2019
Instrument	20190180380

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000880054
Date	Nov 1, 2019
Instrument	20190880054

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147094
Date	Feb 21, 2020
Instrument	20200147094

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1012 W LAREDO AVE, GILBERT, AZ 85233-5287
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000780183
Date	Aug 24, 2020
Instrument	20200780183

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,650 (-4.39%)	$686,500 (-4.39%) Land $137,300 Building $549,200
2025	$4,485.00 (+3.7%)
2024		$71,800	$718,000 Land $143,600 Building $574,400
2023	$4,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20

May also be available: FiberFirst, T-Mobile, WeLink Communications.

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