1012 W Harvard St, Champaign, IL 61821 Property Records

Champaign County property record for 1012 W Harvard St, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,113 sqft · built 1948
Lot Size	0.143 acres (6,249 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Dec 2022)
Tax Bill	$2,160 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-229-013`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-229-013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,113 sqft Building Perimeter
1st Floor Area	1,113 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,249 sqft (0.143 acres)
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1012 W HARVARD ST
City	CHAMPAIGN
State	IL
Zip	61821-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK E CHAMPAIGN HEIGHTS ADD CHAMPAIGN
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	CHAMPAIGN HEIGHTS ADD CHAMPAIGN
Legal Block	E
Legal Lot Number	16
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1017
Census Tract	901

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	506 N CHARTER ST, MONTICELLO, IL 61856-1170
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FSLA
Dec 19, 2022	Warranty Deed, Transfer · Line of Credit INB NATIONAL ASSOCIATION
Aug 18, 2021	Quit Claim Deed, Transfer ALLIED CAPITAL TITLE
Apr 8, 2021	Deed of Trust, Mortgage TWIN CITY DEVELOPMENT CO
Feb 19, 2021	Deed, Transfer ALLIED CAPITAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	202221955
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0000019870
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1012 W HARVARD ST, CHAMPAIGN, IL 61821-2533
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003546
Date	Mar 12, 2026
Instrument	2026R03546

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	CHAMPAIGN, IL 61822

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 19, 2022
Property Address	1012 W HARVARD ST, CHAMPAIGN, IL 61821-2533
Document Number	0000021955
Map Reference	MB B PG 261
Instrument Date	Dec 16, 2022
Instrument	2022R21955
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 N CHARTER ST, MONTICELLO, IL 61856-1170
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021956
Date	Dec 19, 2022
Instrument	2022R21956

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 18, 2021
Property Address	1012 W HARVARD ST, CHAMPAIGN, IL 61821-2533
Document Number	0000019870
Map Reference	DOC52931 MBB PG261
Instrument Date	Jul 2, 2021
Instrument	2021R19870
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ALLIED CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N NEIL ST APT 2, 2, CHAMPAIGN, IL 61820-3651

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1012 W HARVARD ST, CHAMPAIGN, IL 61821-2533
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008173
Date	Apr 8, 2021
Instrument	2021R08173

Lender

Name	TWIN CITY DEVELOPMENT CO
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 19, 2021
Property Address	1012 W HARVARD ST, CHAMPAIGN, IL 61821-2533
Document Number	0000003691
Map Reference	MBB PG261 DOC52931
Instrument Date	Feb 18, 2021
Instrument	2021R03691
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Tax	$32.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N NEIL ST APT 2, 2, CHAMPAIGN, IL 61820-3651

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,790 (+12.19%) Land $6,330 Building $21,460	$83,370 (+12.19%) Land $18,990 Building $64,380
2024	$2,160.00 (+6.19%)	$24,770 (+19.03%) Land $5,640 Building $19,130	$74,310 (+19.03%) Land $16,920 Building $57,390
2023	$2,034.00 (+49.45%)
2022	$1,361.00 Homeowner's exemption	$20,810 Land $4,740 Building $16,070	$62,430 Land $14,220 Building $48,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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