1012 W Fallen Lake Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1012 W Fallen Lake Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,646 sqft · built 2005
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Tax Bill	$8,162 (2025)
Deeds & Mortgages	Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-26-217-074-000`

Property Details

APN / Parcel Number

Primary APN	`07-26-217-074-000`
Alternative APN	`.`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	1,646 sqft Building Perimeter
1st Floor Area	1,004 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	19,166 sqft (0.44 acres)
Garage Area	728 sqft
Driveway	Concrete Driveway
Driveway Area	1,011 sqft
Porch	Slab
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 W FALLEN LAKE DR
City	WATERLOO
State	IL
Zip	62298-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 74 WESTVIEW ACRES PHASE VI
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	WESTVIEW ACRES
Legal Lot Number	74
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3028
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1012 W FALLEN LAKE DR, WATERLOO, IL 62298-1282
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 16, 2018
Transfer Doc	0000398798
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 16, 2018
Property Address	1012 W FALLEN LAKE DR, WATERLOO, IL 62298-1282
Document Number	0000398798
Instrument Date	Oct 16, 2018
Instrument	398798
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1012 W FALLEN LAKE DR WATERLOO IL 622981282, WATERLOO, IL 62298-1282

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,162.00 Homeowner's exemption	$144,320 (+26.15%) Land $17,890 Building $126,430	$432,960 (+26.15%) Land $53,670 Building $379,290
2024	$8,162.00
2022	Homeowner's exemption Additional exemption filed	$114,400 Land $16,100 Building $98,300	$343,200 Land $48,300 Building $294,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20