1012 W Aruba Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1012 W Aruba Dr, Gilbert, AZ 85233

Property Summary

Property Type	Townhouse
Details	3 ba · 1,069 sqft · built 1996
Lot Size	0.064 acres (2,788 sqft)
Owner	2 Company Names on Record
Last Sale	$350,000 (Feb 2022)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-96-749`

Property Details

APN / Parcel Number

Primary APN	`302-96-749`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
1st Floor Area	1,069 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	2,788 sqft (0.064 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1012 W ARUBA DR
City	GILBERT
State	AZ
Zip	85233-7133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M-L
Legal Description	THE COVE AT THE ISLANDS MCR 302-3
Legal Range	05E
Legal Township	01S
Legal Section	14
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	COVE AT THE ISLANDS LOT 1-173 TR A-Z AA-
Legal Lot Number	87
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3013
Census Tract	422305

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1009 S LAGOON DR, GILBERT, AZ 85233-7970
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	20220097164
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 1, 2022
Property Address	1012 W ARUBA DR, GILBERT, AZ 85233-7133
Document Number	0000097164
Map Reference	MB 302 PG 3
Instrument Date	Jan 20, 2022
Instrument	20220097164
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1012 W ARUBA DR, GILBERT, AZ 85233-7133

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2022
Property Address	1012 W ARUBA DR, GILBERT, AZ 85233-7133
Document Number	0000082445
Map Reference	MB 302 PG 3
Instrument Date	Jan 19, 2022
Instrument	20220082445
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1872 BELLEVNE WEST VANCOUYER, 1872, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1012 W ARUBA DR, GILBERT, AZ 85233-7133

Mortgage

Document Number	0000082446
Date	Jan 27, 2022
Instrument	20220082446

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 23, 2017
Property Address	1012 W ARUBA DR, GILBERT, AZ 85233-7133
Document Number	0000459366
Instrument Date	Jun 16, 2017
Instrument	459366
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	FIRST ARIZONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1012 W ARUBA DR GILBERT AZ 852337133, GILBERT, AZ 85233-7133

Mortgage

Document Number	459367
Date	Jun 23, 2017
Instrument	459367

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,500 (-7.01%)	$305,000 (-7.01%) Land $61,000 Building $244,000
2025	$1,253.00 (+36.49%)
2024		$32,800	$328,000 Land $65,600 Building $262,400
2023	$918.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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