1012 W 13th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1012 W 13th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 654 sqft · built 1925
Lot Size	0.119 acres (5,197 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2013)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-209-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-209-005-000`
Alternative APN	`31507`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	654 sqft Finished Area
1st Floor Area	654 sqft
Basement Area	624 sqft
Finished Basement	312 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,197 sqft (0.119 acres)
Lot Dimensions	99 ft deep x 52.5 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31507
Street Address	1012 W 13TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 VAC ALLEY & E 44.5` 3 TO 5 BLOCK 17 FOLSOM`S 2ND ADDN TO SIOUX FALLS
Legal Subdivision	FOLSOM`S 2ND ADDN
Legal Block	17
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3012
Census Tract	702

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 W 13TH ST, SIOUX FALLS, SD 57104-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Oct 31, 2013	Warranty Deed, Transfer · Stand-Alone First Mortgage CORTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	2013332133
Deed Book / Page	552 / 819
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1012 W 13TH ST, SIOUX FALLS, SD 57104-4204
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906MTG/546
Date	Nov 25, 2020
Book Page	1906 MTG/546

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1012 W 13TH ST, SIOUX FALLS, SD 57104-4204
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1906MTG/540
Date	Nov 25, 2020
Book Page	1906 MTG/540

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 31, 2013
Property Address	1012 W 13TH ST, SIOUX FALLS, SD 57104-4204
Document Number	000552/819
Book / Page	552 / 819
Instrument Date	Oct 17, 2013
Instrument	332133
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4012 S MARION RD, SIOUX FALLS, SD 57106-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	711 W MARDO CIR, SIOUX FALLS, SD 57108-3816

Mortgage

Document Number	001747/167
Date	Oct 31, 2013
Book Page	1747/167
Instrument	332136

Lender

Name	CORTRUST MORTGAGE INC
Type	Seller
Address	2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,911 (+8.27%) Land $23,143 Building $119,768	$142,911 Land $23,143 Building $119,768
2025	$1,818.00	$132,000 (+13.89%) Land $23,400 Building $108,600
2024	$1,818.00 (+14.56%)	$115,900 (+12.09%) Land $23,400 Building $92,500
2022	$1,587.00	$103,400 Land $23,600 Building $79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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