1012 Tower St, Missoula, MT 59804 Property Records

Missoula County property record for 1012 Tower St, Missoula, MT 59804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,598 sqft · built 1890
Lot Size	2.35 acres (102,714 sqft)
Owner	2 Individual Names on File
Last Sale	$744,800 (Jun 2022)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0449065`

Property Details

APN / Parcel Number

Primary APN	`R0449065`
Alternative APNs	`04-2199-25-1-07-01-0000` `0000452407` `0452407`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	1,404 sqft
2nd Floor Area	1,194 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,714 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	1,472 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	318 sqft
Shed	1 Shed
Pole Barn	4,420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000452407
Street Address	1012 TOWER ST
City	MISSOULA
State	MT
Zip	59804-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINSMORES ORCHARD HOMES # 5, S25, T13 N, R20 W, LOT S1/2 71, ACRES 2.358
Legal Range	20W
Legal Township	13N
Legal Section	25
Legal Subdivision	DINSMORES ORCHARD HOMES # 5
Legal Block	1
Legal Lot Number	S1/27
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1020
Census Tract	901

Owner

1012 Tower St is owned and occupied by two individuals who bought it in June 2022.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 TOWER ST, MISSOULA, MT 59804-3048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Deed Document Number	202210666
Deed Book / Page	1077 / 224
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	0000008963
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 17, 2022
Property Address	1012 TOWER ST, MISSOULA, MT 59804-3048
Document Number	0010770224
Book / Page	1077 / 224
Instrument Date	Jun 17, 2022
Instrument	202210666
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	INSURED TITLE, INSURED TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1012 TOWER ST, MISSOULA, MT 59804-3048

Mortgage

Document Number	0202210667
Date	Jun 17, 2022
Instrument	202210667

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Tower St was $6,329.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$776,600 (-) Land $330,098 Building $446,502	$776,600 (-) Land $330,098 Building $446,502
2025	$6,329.00	$776,600	$776,600 Land $330,098 Building $446,502
2023	$6,334.00	$608,700	$608,700 Land $271,513 Building $337,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Tower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Tower St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20