1012 Tall Oak Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1012 Tall Oak Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,800 sqft · built 1988
Lot Size	0.231 acres (10,076 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Feb 2022)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171G A 009.29`

Property Details

APN / Parcel Number

Primary APN	`171G A 009.29`
Alternative APN	`0000123830`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,076 sqft (0.231 acres)
Lot Dimensions	111 ft deep x 33.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000123830
Street Address	1012 TALL OAK LN
City	CHATTANOOGA
State	TN
Zip	37421-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 30 OAK MEADOWS SUB PB43 PG8 OUT OF 171G-A-9 FOR 1988
Legal Subdivision	OAK MEADOWS PHASE 1
Legal Lot Number	30
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	11325

Owner

Source: Hamilton County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 14, 2020	Warranty Deed, Transfer COMMUNITY MTG
Dec 19, 2019	Warranty Deed, Construction Loan · Line of Credit TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	202217
Deed Book / Page	12839 / 142
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000120
Date	Jan 26, 2017
Book Page	10962/456
Instrument	2017012600120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 9, 2022
Property Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380
Document Number	0000000017
Book / Page	12839 / 142
Map Reference	MB 43P G 8
Instrument Date	Feb 8, 2022
Instrument	2022020900017
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380

Mortgage

Document Number	0012839145
Date	Feb 9, 2022
Instrument	12839/145

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 14, 2020
Property Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380
Document Number	0414000010
Book / Page	011967 / 000901
Instrument Date	Apr 9, 2020
Instrument	200414000010
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 TALL OAK LN CHATTANOOGA TN 374214380, CHATTANOOGA, TN 37421-4380

Mortgage

Document Number	414000011
Date	Apr 14, 2020
Book Page	011967/000904
Instrument	200414000011

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 19, 2019
Property Address	1012 TALL OAK LN, CHATTANOOGA, TN 37421-4380
Document Number	1219000054
Book / Page	011854 / 000591
Instrument Date	Dec 13, 2019
Instrument	191219000054
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4036 TIMBER TRACE DR OOLTEWAH TN 37363, OOLTEWAH, TN 37363

Mortgage

Document Number	1219000055
Date	Dec 19, 2019
Book Page	011854/000593
Instrument	191219000055

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.15%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (-11.85%)	$80,550 (+30.18%)	$322,200 (+30.18%) Land $75,000 Building $247,200
2024	$1,384.00	$61,875 (-)	$247,500 (-) Land $55,000 Building $192,500
2023	$1,384.00	$61,875 (-)	$247,500 (-) Land $55,000 Building $192,500
2022	$1,384.00	$61,875	$247,500 Land $55,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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