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1012 Sylvia Way, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 1012 Sylvia Way, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1973
Lot Size0.099 acres (4,312 sqft)
Owner2 Company Names on Record
Last Sale$650,000 (Aug 2025)
Tax Bill$3,874 (2025)
Deeds & MortgagesSep 2025 Transfer
Aug 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN078-243-03

Property Details

APN / Parcel Number

Primary APN078-243-03
Alternative APN
  • 078-243-03-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area888 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area4,312 sqft (0.099 acres)
TerrainSteep
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1012 SYLVIA WAY
CityBEN LOMOND
StateCA
Zip95005-9314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionREDWOOD PARK SUB #3
Legal Lot Number12,13
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1001
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Intrafamily Transfer, Transfer
Aug 29, 2025Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Mar 5, 2024Intrafamily Transfer, Transfer
Mar 5, 2024Intrafamily Transfer, Transfer
Jan 11, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleJan 17, 2013 · Amount on Record
Deed Document Number202518223
Prior Transfer DateFeb 12, 2024
Prior Transfer Doc0000004115
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 19, 2025
Property Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
Document Number0000019810
Map ReferenceMB 24 PG 2
Instrument DateAug 29, 2025
Instrument2025-0019810
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314

August 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 29, 2025
Property Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
Document Number0000018223
Map ReferenceMB 24 PG 2
Instrument DateAug 27, 2025
Instrument2025-0018223
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314

Mortgage

Document Number0000018224
DateAug 29, 2025
Instrument2025-0018224
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 5, 2024
Property Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
Document Number0000004116
Map ReferenceMB 24 PG 2
Instrument DateFeb 12, 2024
Instrument2024-0004116
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address120 BIG TREES PARK RD, FELTON, CA 95018-9660

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 5, 2024
Property Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
Document Number0000004115
Map ReferenceMB 24 PG 2
Instrument DateFeb 12, 2024
Instrument2024-0004115
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 BIG TREES PARK RD, FELTON, CA 95018-9660

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 11, 2019
Property Address1012 SYLVIA WAY, BEN LOMOND, CA 95005-9314
Document Number0000000874
Instrument DateJan 9, 2019
Instrument874
Transaction TypeTransfer
Record UpdatedJan 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address120 BIG TREES PARK RD FELTON CA 950189660, FELTON, CA 95018-9660

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,173 (+2%) Land $177,104 Building $118,069
2025$3,874.00 (+6.02%)$289,386 (+4.04%) Land $173,632 Building $115,754
2023$3,654.00 (+2.5%)$278,148 Land $166,889 Building $111,259$423,090
2022$3,565.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1981–2017)
Claims Outside the SFHA10 of 36
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 13 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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