1012 Summer Creste Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1012 Summer Creste Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,148 sqft · built 2005
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Dec 2019)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-132-024K`

Property Details

APN / Parcel Number

Primary APN	`07-132-024K`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 SUMMER CRESTE DR
City	INDIAN TRAIL
State	NC
Zip	28079-3215
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-2 INDIA
Legal Description	#6 SUMMERCRESTE OPCI529
Legal Subdivision	SUMMERCRESTE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1000
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 SUMMER CRESTE DR, INDIAN TRAIL, NC 28079-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	May 5, 2006 · Amount on Record
Deed Document Number	201937535
Deed Book / Page	7529 / 836
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 SUMMER CRESTE DR, INDIAN TRAIL, NC 28079-3215
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8026371
Date	Mar 16, 2021
Book Page	8026/371
Instrument	12021

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 2, 2019
Property Address	1012 SUMMER CRESTE DR, INDIAN TRAIL, NC 28079-3215
Document Number	0007529836
Book / Page	7529 / 836
Map Reference	CAB I FILE 529
Instrument Date	Dec 2, 2019
Instrument	0037535
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9019 RAVEN TOP DR, 9019, MINT HILL, NC 28227-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SUMMER CRESTE DR, INDIAN TRAIL, NC 28079-3215

Mortgage

Document Number	0000037536
Date	Dec 2, 2019
Instrument	0037536

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,600 (-) Land $79,600 Building $379,000	$458,600 (-) Land $79,600 Building $379,000
2025	$3,042.00 (+24.32%)	$458,600 (+57.22%) Land $79,600 Building $379,000	$458,600 (+57.22%) Land $79,600 Building $379,000
2023	$2,447.00	$291,700 Land $58,400 Building $233,300	$291,700 Land $58,400 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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