1012 Stoneridge Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 1012 Stoneridge Rd, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,736 sqft · built 1973
Lot Size1.01 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$610,000 (Apr 2020)
Tax Bill$8,089 (2025)
Deeds & MortgagesOct 2023 Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN401-100-19-00

Property Details

APN / Parcel Number

Primary APN401-100-19-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area1,736 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area44,431 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1012 STONERIDGE RD
CityEL CAJON
StateCA
Zip92021-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 35-15-1E SE 1/4 OF POR
Legal Range01E
Legal Township15
Legal Section35
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2019
Census Tract15502

Owner

1012 Stoneridge Rd is owned and occupied by an individual who bought it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Mar 14, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONS DIRECT MORTGAGE LLC
Jan 8, 2021Deed of Trust, Mortgage · FHA Mortgage
CALCULATED RISK ANALYTICS LLC
Apr 20, 2020Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2020 · Amount on File
Deed SaleApr 20, 2020 · Amount on File
Prior SaleSep 26, 2005 · Amount on File
Deed Document Number2020199116
Prior Transfer DateDec 29, 2010
Prior Transfer Doc0000000934
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 STONEBRIDGE RD, EL CAJON, CA 92021-7815

Mortgage

Document Number0000271722
DateOct 6, 2023
Instrument2023-0271722
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueApr 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815

Mortgage

Document Number0000113890
DateMar 14, 2022
Instrument2022-0113890
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815

Mortgage

Document Number0000017317
DateJan 8, 2021
Instrument2021-0017317
Lender
NameCALCULATED RISK ANALYTICS LLC
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2020
Property Address1012 STONERIDGE RD, EL CAJON, CA 92021-7815
Document Number0000199116
Instrument DateMar 26, 2020
Instrument199116
Transaction TypeTransfer
Record UpdatedMay 1, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$671.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 STONERIDGE RD EL CAJON CA 920217815, EL CAJON, CA 92021-7815

Mortgage

Document Number199117
DateApr 20, 2020
Instrument199117
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 19, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Stoneridge Rd was $8,089.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictAlpine Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$680,460 (+2%) Land $390,429 Building $290,031
2025$8,089.00$667,119 Land $382,774 Building $284,345
2023$8,072.00 (+0.82%)$641,215 Land $367,911 Building $273,304
2022$8,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1012 Stoneridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1993–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Stoneridge Rd is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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