1012 South St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 1012 South St, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 7,014 sqft · built 1929
Lot Size18.9 acres (825,026 sqft)
Owner2 Company Names on File
Tax Bill$43,392 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:2080000400000

Property Details

APN / Parcel Number

Primary APNM:2080000400000
Alternative APN
  • NEED M:208.0 B:0004 L:0000.0

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area7,014 sqft Living Area
Gross Area8,408 sqft
Basement Area1,394 sqft
Unfinished Basement1,394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Lot Area825,026 sqft (18.9 acres)
GreenhouseGreenhouse
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address1012 SOUTH ST
CityNEEDHAM
StateMA
Zip02492-2767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal Block4
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3022
Census Tract403300

Owner

Source: Norfolk County and Needham Town records · APN M:2080000400000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1012 SOUTH ST, NEEDHAM, MA 02492-2767
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address1012 SOUTH ST, NEEDHAM, MA 02492-2767
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040240-464
DateJan 13, 2022
Book Page40240/464
Instrument3695
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 01, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$43,392.00 (+3.92%)$4,093,600 (+27.84%) Land $2,238,100 Building $1,855,500$3,762,570 (+6.33%)
2024$3,538,465
2023$41,757.00$3,202,200 Land $1,381,700 Building $1,820,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1978–2023)
Claims Outside the SFHA19 of 19
Most Recent ClaimAug 2023 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: Radiate Holdings.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on South St

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