1012 Shady Timber Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1012 Shady Timber Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,064 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on File
Last Sale	$330,000 (Nov 2013)
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T050300231`

Property Details

APN / Parcel Number

Primary APN	`T050300231`
Alternative APN	`2-0050-9700-00-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,064 sqft Living Area
1st Floor Area	2,444 sqft
Basement Area	2,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	124 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T050300231
Old Parcel Number	T050300231
Street Address	1012 SHADY TIMBER DR
City	O FALLON
State	MO
Zip	63366-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT DEER CREEK #3 LOT 38
Legal Range	03E
Legal Township	47N
Legal Subdivision	MANORS AT DEER CREEK #3
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1027
Census Tract	311801

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1012 SHADY TIMBER DR, O FALLON, MO 63366-1475
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 29, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	0061172338
Deed Book / Page	6117 / 2338
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1012 SHADY TIMBER DR, O FALLON, MO 63366-1475
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SHADY TIMBER DR, O FALLON, MO 63366-1475

Mortgage

Document Number	2021R065491
Date	Aug 4, 2021
Instrument	2021R-065491

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1012 SHADY TIMBER DR, O FALLON, MO 63366-1475
Document Number	0000068936
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 SHADY TIMBER DR O FALLON MO 633661475, O FALLON, MO 63366-1475

Mortgage

Document Number	0000068936
Date	Sep 17, 2020
Instrument	68936

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,118.00	$111,309 (+8.22%)	$585,837 (+8.22%) Land $61,600 Building $524,237
2023		$102,853
2022			$541,329 Land $42,350 Building $498,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	6 of 42
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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