Oneida County and Rome City property record for 1012 Schuyler St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,284 sqft · built 1925 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,500 (Sep 2000) |
| Tax Bill | $2,122 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.020-5-54 |
| Primary APN | 301301 223.020-5-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 684 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Width | 42 ft Width |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 184 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 58815 07 |
|---|---|
| Street Address | 1012 SCHUYLER ST |
| City | ROME |
| State | NY |
| Zip | 13440-3535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | H&L#4 42X110 |
| Legal Block | 5 |
| Legal Lot Number | 54.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 22200 |
1012 Schuyler St is owned and occupied by two individuals who bought it in September 2000.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 SCHUYLER ST, ROME, NY 13440-3535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit NBH BANK NATIONAL ASSOCIATION |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on File |
| Deed Sale | Sep 27, 2000 · Amount on File |
| Deed Book / Page | 2936 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | May 29, 2026 |
| Property Address | 1012 SCHUYLER ST, ROME, NY 13440-3535 |
| Document Number | 0000007047 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20267047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1012 SCHUYLER ST, ROME, NY 13440-3535 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007047, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267047 |
| Name | NBH BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1012 SCHUYLER ST, ROME, NY 13440-3535 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000014790 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-014790 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2026 property tax bill for 1012 Schuyler St was $2,122 with a homeowner's exemption.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,122.00 Homeowner's exemption | ||
| 2025 | $56,300 Land $12,400 Building $43,900 | $132,471 Land $29,177 Building $103,294 | |
| 2023 | $56,300 (-) Land $12,400 Building $43,900 | $124,063 (+17.91%) Land $27,325 Building $96,738 | |
| 2022 | $3,507.00 Homeowner's exemption | $56,300 Land $12,400 Building $43,900 | $105,214 Land $23,173 Building $82,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Schuyler St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Schuyler St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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