Cabarrus County property record for 1012 Sandy Point Dr SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1998 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2018) |
| Tax Bill | $2,151 (2023) |
| Deeds & Mortgages | Dec 2018 Sale Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01009E0104.000000 |
| Primary APN | 01009E0104.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 114 ft deep x 65 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 127409 |
|---|---|
| Street Address | 1012 SANDY POINT DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-6783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV-CU |
| Legal Description | LT 104 BOULDER CREEK |
| Legal Subdivision | BOULDER CREEK |
| Legal Lot Number | 104 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 41503 |
1012 Sandy Point Dr SW is owned and occupied by an individual who bought it in December 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 SANDY POINT DR SW, CONCORD, NC 28025-6783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on File |
| Deed Sale | Dec 13, 2018 · Amount on File |
| Prior Sale | Oct 24, 2006 · Amount on File |
| Deed Book / Page | 13298 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 13, 2018 |
| Property Address | 1012 SANDY POINT DR SW, CONCORD, NC 28025-6783 |
| Document Number | 13298230 |
| Book / Page | 013298 / 000230 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 30773 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $380.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 SANDY POINT DR SW CONCORD NC 280256783, CONCORD, NC 28025-6783 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1012 SANDY POINT DR SW, CONCORD, NC 28025-6783 |
| Document Number | 12334172 |
| Instrument Date | Jan 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 SANDY POINT DR SW CONCORD NC 280256783, CONCORD, NC 28025-6783 |
| Document Number | 12334172 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 012334/000172 |
| Instrument | 2094 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 25, 2027 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,800 Land $66,000 Building $289,800 | ||
| 2024 | $355,800 (+101.15%) Land $66,000 Building $289,800 | ||
| 2023 | $2,151.00 | $176,880 Land $27,000 Building $149,880 | $176,880 Land $27,000 Building $149,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Sandy Point Dr SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Sandy Point Dr SW is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile, Verizon.
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