Osage County property record for 1012 Saddle Ln, Skiatook, OK 74070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,413 sqft · built 1989 |
| Lot Size | 0.392 acres (17,088 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-22-12-05050 |
| Primary APN | 21-22-12-05050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,413 sqft Living Area |
| 1st Floor Area | 2,413 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 17,088 sqft (0.392 acres) |
| Garage Type | Mixed |
| Garage Area | 950 sqft |
| Porch | Slab |
| Porch Area | 196 sqft |
| Gazebo | Gazebo |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8261 |
|---|---|
| Street Address | 1012 SADDLE LN |
| City | SKIATOOK |
| State | OK |
| Zip | 74070-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWLARK EST LOT 5, BLK 4 |
| Legal Range | 12E |
| Legal Township | 22N |
| Legal Section | 21 |
| Legal Subdivision | MEADOWLARK EST |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | OSAGE OK |
| Township / Civil Division | SOUTHEAST OSAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 940015 |
1012 Saddle Ln is owned and occupied by two individuals.
Source: Osage County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 SADDLE LN, SKIATOOK, OK 74070-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1012 Saddle Ln was $2,764 with a homeowner's exemption, up 4% from the year before.
Source: Osage County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Osage County |
| Municipality | Skiatook City |
| Unified School District | Skiatook Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,528 (+3%) Land $2,190 Building $26,338 | $237,729 (-24.08%) Land $18,247 Building $219,482 | |
| 2025 | $2,764.00 (+4.03%) Homeowner's exemption | $27,697 (+3%) Land $2,126 Building $25,571 | $313,127 (+24.99%) Land $30,000 Building $283,127 |
| 2024 | $2,657.00 (+6.11%) Homeowner's exemption | $26,890 (+3%) Land $2,064 Building $24,826 | $250,518 (-) Land $17,200 Building $233,318 |
| 2023 | $2,504.00 (+3.86%) Homeowner's exemption | $26,107 (+6.09%) Land $2,064 Building $24,043 | $250,518 (-) Land $17,200 Building $233,318 |
| 2022 | $2,411.00 Homeowner's exemption | $24,608 Land $2,064 Building $22,544 | $250,518 Land $17,200 Building $233,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Saddle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Saddle Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cox Communications, T-Mobile.
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