1012 S Palm Ave, Orlando, FL 32804 Property Records

Orange County property record for 1012 S Palm Ave, Orlando, FL 32804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,392 sqft · built 1953
Lot Size	0.274 acres (11,933 sqft)
Owner	Individual Name on File
Last Sale	$622,500 (May 2023)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-29-4886-04-030`

Property Details

APN / Parcel Number

Primary APN	`10-22-29-4886-04-030`
Alternative APNs	`292210488604030` `342011` `347267` `351633`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	3,942 sqft
1st Floor Area	2,061 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,933 sqft (0.274 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1012 S PALM AVE
City	ORLANDO
State	FL
Zip	32804-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKEVIEW PARK R/50 LOT 3 BLK D
Legal Range	29E
Legal Township	22S
Legal Section	10
Legal Subdivision	LAKEVIEW PARK
Legal Tract	4886
Legal Block	D
Legal Lot Number	3
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1027
Census Tract	12500

Owner

1012 S Palm Ave is owned and occupied by an individual who bought it in May 2023.

Source: Orange County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 S PALM AVE, ORLANDO, FL 32804-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Apr 13, 2022	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Sep 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	2023251687
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	0000507580
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2023
Property Address	1012 S PALM AVE, ORLANDO, FL 32804-2128
Document Number	0000251687
Map Reference	MB R PG 50
Instrument Date	Apr 10, 2023
Instrument	20230251687
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	HOLDEN TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,357.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	924 W COLONIAL DR, ORLANDO, FL 32804-7314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 S PALM AVE, ORLANDO, FL 32804-2128

Mortgage

Document Number	0000251688
Date	May 3, 2023
Instrument	20230251688

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000285382
Date	May 19, 2023
Instrument	20230285382

Lender

Name	1012 S PALM LAND TRUST
Type	Non-Lending Institution
Address	ORLANDO, FL 32804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	25 Months
Due	Jun 1, 2025

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 13, 2022
Property Address	1012 S PALM AVE, ORLANDO, FL 32804-2128
Document Number	0000241984
Map Reference	MB R PG 50
Instrument Date	Dec 3, 2021
Instrument	20220241984
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	AKW TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 HELEN AVE, 2925, ORLANDO, FL 32804-4538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E ROBINSON ST, ORLANDO, FL 32801-2178
Investor	Possibly a Property Investor

Mortgage

Document Number	0000245732
Date	Apr 14, 2022
Instrument	20220245732

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 15, 2017
Property Address	1012 S PALM AVE, ORLANDO, FL 32804-2128
Document Number	0000507580
Instrument Date	Aug 24, 2017
Instrument	507580
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1012 S PALM AVE ORLANDO FL 328042128, ORLANDO, FL 32804-2128

Tax Assessment & Valuation

The 2025 property tax bill for 1012 S Palm Ave was $8,762, up 4.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,900 (-1.15%) Land $175,000 Building $338,900	$513,900 (-1.15%) Land $175,000 Building $338,900
2025	$8,762.00 (+4.22%)	$519,860 Land $175,000 Building $344,860	$519,860 Land $175,000 Building $344,860
2024	$8,407.00 (+23.11%)
2023	$6,829.00 (+19.49%)	$474,135 (+34.85%) Land $170,000 Building $304,135	$474,135 (+34.85%) Land $170,000 Building $304,135
2022	$5,715.00	$351,598 Land $155,000 Building $196,598	$351,598 Land $155,000 Building $196,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 S Palm Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 50 condo units
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	12 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 S Palm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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