1012 S Main St, Petal, MS 39465 Property Records

Forrest County property record for 1012 S Main St, Petal, MS 39465

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 1,599 sqft · built 2010
Owner	Company Name on Record
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3-030K-11-007.00`

Property Details

APN / Parcel Number

Primary APN	`3-030K-11-007.00`
Alternative APNs	`161C-0000-011-009.00` `028770` `28770`

Interior

Full Baths	1 Bath
Building Area	1,599 sqft Total Area
1st Floor Area	1,599 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	28770
Street Address	1012 S MAIN ST
City	PETAL
State	MS
Zip	39465-2206
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BEG NE COR NE1/4 S 201FT W 45FT S 159FT 11 DEG 45 MIN W S 219FT TO POB SE 85 DEG 40 MIN 130FT E 53FT TO RD N ALG SD RD 133FT
Legal Range	13W
Legal Township	04N
Legal Section	11
Legal Subdivision	ALG SD
Legal Block	399
Jurisdiction	FORREST MS
Township / Civil Division	4
Census Block Group	3
Census Block	3012
Census Tract	10400

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1012 S MAIN ST, PETAL, MS 39465-2206
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK
Jun 3, 2019	Deed of Trust, Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022
Deed Sale	Jul 5, 2022
Deed Document Number	0013970701
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	1012 S MAIN ST, PETAL, MS 39465-2206
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002434/463
Date	Jul 5, 2022
Book Page	2434/463
Instrument	839147

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2027

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	1012 S MAIN ST, PETAL, MS 39465-2206
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2231/695
Date	Jun 3, 2019
Book Page	2231/695
Instrument	790956

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39403

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2024

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00 (+14.09%)	$10,915 (-83.74%)	$72,760 (+8.42%) Land $13,470 Building $59,290
2023	$1,689.00	$67,110 (+566.63%)	$67,110 (-) Land $13,470 Building $53,640
2022		$10,067	$67,110 Land $13,470 Building $53,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	3 of 40
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 4 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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