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1012 S Gerald Dr, Newark, DE 19713 Property Records

New Castle County property record for 1012 S Gerald Dr, Newark, DE 19713

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,520 sqft · built 1958
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Dec 2010)
Tax Bill$2,399 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-023.30-249

Property Details

APN / Parcel Number

Primary APN09-023.30-249

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAsbestos
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions115 ft deep x 70 ft wide
Garage TypeDetached
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address1012 S GERALD DR
CityNEWARK
StateDE
Zip19713-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC6.5
Legal SubdivisionBIRCHWOOD PARK SEC 2
Legal Block2 N
Legal Lot Number389
JurisdictionNEW CASTLE DE
Township / Civil DivisionUPPER CHRISTIANA
Census Block Group2
Census Block2007
Census Tract13901

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 S GERALD DR, NEWARK, DE 19713-3032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2020Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA
Mar 13, 2018Loan Modification, Mortgage · FHA Mortgage
BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2010 · Amount on Record
Deed SaleDec 8, 2010 · Amount on Record
Deed Document Number201066739
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address1012 S GERALD DR, NEWARK, DE 19713-3032
Document Number0000047715
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 S GERALD DR NEWARK DE 197133032, NEWARK, DE 19713-3032

Mortgage

Document Number0000047715
DateJun 12, 2020
Instrument47715
Lender
NameBANK OF AMERICA
TypeBank
AddressDENVER, CO 80249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050
Interest
Rate3.75%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Property Address1012 S GERALD DR, NEWARK, DE 19713-3032
Document Number0000012425
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedApr 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 S GERALD DR NEWARK DE 197133032, NEWARK, DE 19713-3032

Mortgage

Document Number0000012425
DateMar 19, 2018
Instrument12425
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048
Interest
Rate3.99%

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,399.00 (+20.43%)$294,700 (+512.68%) Land $60,100 Building $234,600
2024$311,580
2023$1,992.00$48,100 Land $7,300 Building $40,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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