1012 S Chipman St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1012 S Chipman St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2024)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`050-602-008-003-00`

Property Details

APN / Parcel Number

Primary APN	`050-602-008-003-00`

Exterior

Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	1 ft deep x 45 ft wide

Location & Zoning

Street Address	1012 S CHIPMAN ST
City	OWOSSO
State	MI
Zip	48867-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 80' OF LOT 1 BLK 8 M L STEWART & CO'S 2ND ADD
Legal Subdivision	M L STEWART & COS 2ND ADD
Legal Block	8
Legal Lot Number	1
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1032
Census Tract	30700

Owner

Source: Shiawassee County records · APN 050-602-008-003-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 S CHIPMAN ST, OWOSSO, MI 48867-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIFTH THIRD BANK NA
Feb 01, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Feb 01, 2024	Warranty Deed, Transfer NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2024 · Amount on Record
Deed Sale	Feb 01, 2024 · Amount on Record
Prior Sale	Feb 01, 2024 · Amount on Record
Deed Document Number	20243378242
Deed Book / Page	1313 / 994
Prior Transfer Date	May 16, 2013
Prior Transfer Doc	00119300223
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1012 S CHIPMAN ST, OWOSSO, MI 48867-4158
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 MASON RD, OWOSSO, MI 48867-9359

Mortgage

Document Number	0013130996
Date	Feb 01, 2024
Book Page	1313/996
Instrument	3378244

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 01, 2024
Property Address	1012 S CHIPMAN ST, OWOSSO, MI 48867-4158
Document Number	0013130994
Book / Page	1313 / 994
Map Reference	LB 1 PG 23
Instrument Date	Jan 30, 2024
Instrument	3378242
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5188 N M 52, OWOSSO, MI 48867-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 MASON RD, OWOSSO, MI 48867-9359

Mortgage

Document Number	0003378243
Date	Feb 01, 2024
Instrument	3378243

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

Mortgage

Document Number	0013130995
Date	Feb 01, 2024
Book Page	1313/995
Instrument	3378243

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 01, 2024
Property Address	1012 S CHIPMAN ST, OWOSSO, MI 48867-4158
Document Number	0013130993
Book / Page	1313 / 993
Map Reference	LB 1 PG 23
Instrument Date	Dec 29, 2023
Instrument	3378241
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5900 S STATE RD, DURAND, MI 48429-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5188 N M 52, OWOSSO, MI 48867-9453

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,400 (+1%)	$96,800 (+1%)
2025	$1,861.00 (+24.4%) Homeowner's exemption	$44,000 (+38.36%)	$88,000 (+38.36%)
2024	$1,496.00
2023	$1,496.00 Homeowner's exemption Additional exemption filed	$31,800	$63,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
DayStarr	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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