1012 S 7th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 1012 S 7th Ave, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Lot Size	0.288 acres (12,565 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$146 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0075-00050`

Property Details

APN / Parcel Number

Primary APN	`090-0075-00050`
Alternative APN	`1097512`

Exterior

Lot Area	12,565 sqft (0.288 acres)

Location & Zoning

Account Number	1097512
Street Address	1012 S 7TH AVE
City	VIRGINIA
State	MN
Zip	55792-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 BLOCK:001 SERIAL #
Legal Subdivision	GUNDERSONS FIRST ADD TO VIRGIN
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4018
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 S 7TH AVE, VIRGINIA, MN 55792-3151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	20201030124
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2020
Property Address	1012 S 7TH AVE, VIRGINIA, MN 55792-3151
Document Number	00T1030124
Instrument Date	Aug 21, 2020
Instrument	T1030124
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 S 7TH AVE VIRGINIA MN 557923151, VIRGINIA, MN 55792-3151

Mortgage

Document Number	T1030125
Date	Oct 8, 2020
Instrument	T1030125

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$146.00 (+17.74%) Homeowner's exemption
2025	$124.00 (-4.62%) Homeowner's exemption	$7,300 (+17.74%) Land $7,300	$7,300 (+17.74%) Land $7,300
2024	$130.00	$6,200 (-) Land $6,200	$6,200 (-) Land $6,200
2022		$6,200 Land $6,200	$6,200 Land $6,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20