1012 S 6th Ave, Virginia, MN 55792 Property Records

St. Louis County property record for 1012 S 6th Ave, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Lot Size	0.065 acres (2,845 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jun 2011)
Tax Bill	$326 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-0050-01440`

Property Details

APN / Parcel Number

Primary APN	`090-0050-01440`
Alternative APN	`918194`

Interior

Stories	1 Story

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	2,845 sqft (0.065 acres)
Garage Area	672 sqft

Location & Zoning

Account Number	918194
Street Address	1012 S 6TH AVE
City	VIRGINIA
State	MN
Zip	55792-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:012 SERIAL #
Legal Subdivision	ANDERSONS SECOND ADDITION TO VIRGINIA
Legal Block	12
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2001
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1012 S 6TH AVE, VIRGINIA, MN 55792-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2011 · Amount on File
Deed Sale	Jun 10, 2011 · Amount on File
Prior Sale	Aug 6, 2001 · Amount on File
Deed Document Number	201162856
Prior Transfer Date	Aug 27, 2001
Prior Transfer Doc	0000828463
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1012 S 6TH AVE, VIRGINIA, MN 55792-3103
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 S 6TH AVE, VIRGINIA, MN 55792-3103

Mortgage

Document Number	0001452285
Date	Sep 19, 2022
Instrument	1452285

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$326.00 (+11.64%) Homeowner's exemption
2025	$292.00 (+10.61%) Homeowner's exemption	$16,200 (+11.72%) Land $3,100 Building $13,100	$16,200 (+11.72%) Land $3,100 Building $13,100
2024	$264.00	$14,500 (+23.93%) Land $2,700 Building $11,800	$14,500 (+23.93%) Land $2,700 Building $11,800
2022		$11,700 Land $2,400 Building $9,300	$11,700 Land $2,400 Building $9,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20