Lyon County property record for 1012 S 4th Ave, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,824 sqft · built 1956 |
| Lot Size | 0.619 acres (27,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (May 2021) |
| Tax Bill | $2,688 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000104400000 |
| Primary APN | 350000104400000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Basement Area | 1,824 sqft |
| Game Room | Game Room |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,000 sqft (0.619 acres) |
| Lot Dimensions | 180 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 140 sqft |
| Patio Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1012 S 4TH AVE |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | REYELTS LOTS 4, 5 & 6 BLK 5 |
| Legal Block | 5 |
| Legal Lot Number | 4-6 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950200 |
1012 S 4th Ave is owned by an individual who bought it in May 2021.
Source: Lyon County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK |
| May 21, 2021 | Deed, Transfer · Conventional Mortgage FRONTIER BANK |
| May 21, 2021 | Deed, Transfer |
| May 21, 2021 | Deed, Transfer · Conventional Mortgage FRONTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 2021 1541 |
| Deed Book / Page | 2021 / 1541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/1548 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2021/1548 |
| Instrument | 2021 1548 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/3753 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 2021/3753 |
| Instrument | 2021 3753 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | May 21, 2021 |
| Property Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Number | 02021/1544 |
| Book / Page | 2021 / 1544 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021 1544 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Number | 02021/1547 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 2021/1547 |
| Instrument | 2021 1547 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | May 21, 2021 |
| Property Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Number | 02021/1541 |
| Book / Page | 2021 / 1541 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021 1541 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | May 21, 2021 |
| Property Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Number | 02021/1541 |
| Book / Page | 2021 / 1541 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021 1541 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 S 4TH AVE, ROCK RAPIDS, IA 51246-1222 |
| Document Number | 0020211547 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021 1547 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 1, 2022 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,380 Land $51,680 Building $162,700 | $214,380 Land $51,680 Building $162,700 | |
| 2024 | $2,688.00 | ||
| 2023 | $186,350 (+19.69%) Land $51,680 Building $134,670 | $186,350 Land $51,680 Building $134,670 | |
| 2022 | $2,460.00 Homeowner's exemption | $155,690 Land $51,680 Building $104,010 | |
| 2021 | $155,690 Land $51,680 Building $104,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 S 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 S 4th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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