Lyon County property record for 1012 S 3rd Ave, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,160 sqft · built 1940 |
| Lot Size | 0.612 acres (26,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,500 (Nov 2019) |
| Tax Bill | $1,916 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000103200000 |
| Primary APN | 350000103200000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Basement Area | 1,160 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 26,700 sqft (0.612 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 72 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1012 S 3RD AVE |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | REYELTS LOTS 10, 11 & 12 BLK 2 |
| Legal Block | 2 |
| Legal Lot Number | 10-12 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950200 |
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2018 | Deed of Trust, Mortgage US BANK NA |
| Oct 24, 2018 | Deed of Trust, Mortgage US BANK NA |
| Jan 30, 2017 | Deed of Trust, Mortgage AMERICAN STATE BANK |
| Nov 15, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO |
| Aug 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 2688 |
| Deed Book / Page | 2019 / 2688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002055 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 0000002018/0000002055 |
| Instrument | 000000002055 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002613 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 0000002018/0000002613 |
| Instrument | 000000002613 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02017/0256 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 2017/0256 |
| Instrument | 2017 0256 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Address | ALVORD, IA 51230 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 19, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Nov 15, 2019 |
| Property Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Document Number | 02019/2688 |
| Book / Page | 2019 / 2688 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2688 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Document Number | 02019/2689 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 2019/2689 |
| Instrument | 2689 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Aug 15, 2018 |
| Property Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
| Document Number | 02018/2054 |
| Book / Page | 2018 / 2054 |
| Instrument Date | Aug 11, 2018 |
| Instrument | 000000002054 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1012 S 3RD AVE, ROCK RAPIDS, IA 51246-1209 |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,830 (+26.35%) Land $48,510 Building $140,320 | $188,830 (+26.35%) Land $48,510 Building $140,320 | |
| 2024 | $1,916.00 (-5.43%) | ||
| 2023 | $149,450 (+15.13%) Land $48,510 Building $100,940 | $149,450 (+15.13%) Land $48,510 Building $100,940 | |
| 2022 | $2,026.00 Homeowner's exemption | $129,810 Land $48,510 Building $81,300 | |
| 2021 | $129,810 Land $48,510 Building $81,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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