Kalamazoo County property record for 1012 S 2nd St, Kalamazoo, MI 49009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,012 sqft · built 2003 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,666 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-405-040 |
| Primary APN | 05-19-405-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 125,888 sqft (2.89 acres) |
| Lot Width | 3,213 ft Width |
| Garage Area | 844 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 S 2ND ST |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49009-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SEC 19-2-12 N 200' OF S 2090' OF E 631.31' OF W1/2 SE1/4, SUBJECT TO ROADWAY OVER E 66' *****10/31/02 SPLIT FROM |
| Legal Range | 12 |
| Legal Township | 02 |
| Legal Section | 19 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | OSHTEMO |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 2909 |
1012 S 2nd St is owned and occupied by two individuals who acquired it in May 2004.
Source: Kalamazoo County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 S 2ND ST, KALAMAZOO, MI 49009-9374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 26, 2004 |
| Transfer Doc | 0000027430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 1012 S 2ND ST, KALAMAZOO, MI 49009-9374 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1012 S 2ND ST, KALAMAZOO, MI 49009-9374 |
| Document Number | 2022033670 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022-033670 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 1012 S 2ND ST, KALAMAZOO, MI 49009-9374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1012 S 2ND ST, KALAMAZOO, MI 49009-9374 |
| Document Number | 2021028860 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-028860 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 1012 S 2nd St was $6,666 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Oshtemo Charter Township |
| Unified School District | Mattawan Consolidated School (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,900 | $475,800 | |
| 2025 | $6,666.00 Homeowner's exemption | ||
| 2023 | $154,600 | $309,200 | |
| 2019 | $4,307.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 S 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 S 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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