Chesapeake City property record for 1012 Rowland Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1920 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Mar 2023) |
| Tax Bill | $2,528 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2006 Sale & Mortgage |
| APN | 1450000001290 |
| Primary APN | 1450000001290 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 225 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 175 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 ROWLAND AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 7 ROWLAND HGTS |
| Legal Subdivision | ROWLAND, EDGEWOOD, PINEGROVE, FEREBEE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20500 |
1012 Rowland Ave is owned and occupied by an individual who bought it in March 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 ROWLAND AVE, CHESAPEAKE, VA 23324-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| May 19, 2006 | Warranty Deed, Transfer · Conventional Mortgage EQUIFIRST CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Jun 25, 2012 · Amount on File |
| Deed Document Number | 20235942 |
| Deed Book / Page | 10648 / 669 |
| Prior Transfer Date | Jun 20, 2012 |
| Prior Transfer Doc | 008734/703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 27, 2023 |
| Property Address | 1012 ROWLAND AVE, CHESAPEAKE, VA 23324-1152 |
| Document Number | 010648/669 |
| Book / Page | 10648 / 669 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 230005942 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 ROWLAND AVE, CHESAPEAKE, VA 23324-1152 |
| Document Number | 0230005943 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 230005943 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 19, 2006 |
| Property Address | 1012 ROWLAND AVE, CHESAPEAKE, VA 23324-1152 |
| Document Number | 006530/611 |
| Book / Page | 6530 / 611 |
| Instrument Date | May 15, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006530614 |
|---|---|
| Date | May 19, 2006 |
| Instrument | 6530/614 |
| Name | EQUIFIRST CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 006530/634 |
|---|---|
| Date | May 19, 2006 |
| Book Page | 6530/634 |
| Name | EQUIFIRST CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1012 Rowland Ave was $2,528.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,400 (+8.43%) Land $115,000 Building $156,400 | $271,400 (+8.43%) Land $115,000 Building $156,400 | |
| 2025 | $2,528.00 | $250,300 Land $110,000 Building $140,300 | $250,300 Land $110,000 Building $140,300 |
| 2023 | $213,800 (+43.88%) Land $90,000 Building $123,800 | $213,800 (+43.88%) Land $90,000 Building $123,800 | |
| 2022 | $148,600 Land $80,000 Building $68,600 | $148,600 Land $80,000 Building $68,600 | |
| 2019 | $1,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1012 Rowland Ave; there have been 47 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 196 units insured incl. 77 condo units |
| Nearby Flood Claims | 47 (1978–2024) |
| Claims Outside the SFHA | 3 of 47 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Rowland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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