Ramsey County property record for 1012 Ross Ave, Saint Paul, MN 55106
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1916 |
| Lot Size | 0.108 acres (4,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,818 (Feb 2014) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-29-22-34-0021 |
| Primary APN | 28-29-22-34-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 878 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 4,699 sqft (0.108 acres) |
| Lot Dimensions | 127 ft deep x 37 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 642 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 425575 |
|---|---|
| Street Address | 1012 ROSS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-3999 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TERRYS ADDITION E 38 FT OF LOT 10 BLK 13 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 28 |
| Legal Subdivision | TERRYS ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 31701 |
1012 Ross Ave, a duplex, is owned and occupied by an individual who bought it in February 2014.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 ROSS AVE, SAINT PAUL, MN 55106-3999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTONE FINANCIAL CREDIT UNION |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on File |
| Deed Sale | Feb 10, 2014 · Amount on File |
| Prior Sale | Oct 20, 2000 · Amount on File |
| Deed Document Number | 20144443498 |
| Prior Transfer Date | Jan 31, 2014 |
| Prior Transfer Doc | 0004443497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1012 ROSS AVE, SAINT PAUL, MN 55106-3999 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04880144 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | A04880144 |
| Name | TRUSTONE FINANCIAL CREDIT UNION |
|---|---|
| Address | MINNEAPOLIS, MN 55447 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 8, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1012 ROSS AVE, SAINT PAUL, MN 55106-3999 |
| Document Number | 0004775651 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | GLOBAL CLOSING |
| Name | Verified Name |
|---|---|
| Address | 1012 ROSS AVE ST PAUL MN 551063999, ST PAUL, MN 55106-3999 |
| Document Number | 0004775651 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 4775651 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2049 |
The 2025 property tax bill for 1012 Ross Ave was $3,514 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,200 Land $21,400 Building $203,800 | $225,200 Land $21,400 Building $203,800 | |
| 2025 | $3,514.00 | ||
| 2023 | $2,998.00 Homeowner's exemption | $222,600 Land $11,100 Building $211,500 | $222,600 Land $11,100 Building $211,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Ross Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1012 Ross Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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