1012 Rock St, Durham, NC 27707 Property Records

Durham County property record for 1012 Rock St, Durham, NC 27707

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,365 sqft · built 2019
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Aug 2020)
Tax Bill$6,542 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0821-45-5507

Property Details

APN / Parcel Number

Primary APN0821-45-5507
Alternative APNs
  • 0821-45-55-0723
  • 082110455507
  • 114940

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,365 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions145 ft deep x 50 ft wide
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address1012 ROCK ST
CityDURHAM
StateNC
Zip27707-1262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5(2)
Legal DescriptionPROP-FITZGERALD R B/LT#62 PL:000000-000000
Legal SubdivisionPROP-FITZGERALD R B
Legal Lot Number62
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group4
Census Block4002
Census Tract500

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 ROCK ST, DURHAM, NC 27707-1262
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
CORPORATE INVESTORS MORTGAGE GROUP
Feb 22, 2019Warranty Deed, Construction Loan · Construction Mortgage
THE FIDELITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleFeb 22, 2019 · Amount on Record
Deed Document Number202031008
Deed Book / Page9024 / 477
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address1012 ROCK ST, DURHAM, NC 27707-1262
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanySERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 ROCK ST, DURHAM, NC 27707-1262

Mortgage

Document NumberOPR100830120
DateApr 11, 2024
Book PageOPR 10083/120
Instrument2024092608
Lender
NameSPRING EQ LLC
TypeMortgage Company
Address1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 3, 2020
Property Address1012 ROCK ST, DURHAM, NC 27707-1262
Document Number0090240477
Book / Page9024 / 477
Map ReferenceMB 20 PG 431
Instrument DateJul 31, 2020
Instrument2020031008
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3903 W CORNWALLIS RD, 3903, DURHAM, NC 27705-4315

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 ROCK ST, DURHAM, NC 27707-1262

Mortgage

Document Number2020031009
DateAug 3, 2020
Instrument2020031009
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateFeb 22, 2019
Property Address1012 ROCK ST, DURHAM, NC 27707-1262
Document Number0085990020
Book / Page8599 / 020
Map ReferenceMB 20 PG 431
Instrument DateFeb 22, 2019
Instrument2019005316
Transaction TypeConstruction Loan
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1821 HILLANDALE RD # RD1B-331, 1821, DURHAM, NC 27705-2659

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 W CORNWALLIS RD, DURHAM, NC 27705-4315

Mortgage

Document Number2019005317
DateFeb 22, 2019
Instrument2019005317
Lender
NameTHE FIDELITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0085990022
DateFeb 22, 2019
Book Page8599/022
Instrument2019005317
Lender
NameTHE FIDELITY BANK
TypeBank
AddressGARNER, NC 27529
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,542.00 (+2.52%)$643,797 (-) Land $174,000 Building $469,797$643,797 (-) Land $174,000 Building $469,797
2025$6,381.00 (+8.52%)$643,797 (+43.42%) Land $174,000 Building $469,797$643,797 (+43.42%) Land $174,000 Building $469,797
2023$5,880.00 (+2.35%)$448,900 Land $64,020 Building $384,880$448,900 Land $64,020 Building $384,880
2022$5,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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