Kane County property record for 1012 Riviera Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,469 sqft · built 2009 |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,500 (Feb 2016) |
| Tax Bill | $10,978 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-403-030 |
| Primary APN | 05-25-403-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| 1st Floor Area | 2,469 sqft |
| Basement Area | 1,857 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 1012 RIVIERA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 PT OF LT 112 AS DESC IN DOC 2009K032623 UNIT 62 NEA 26 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 112 |
| Legal Unit | 62 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 RIVIERA DR, ELGIN, IL 60124-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2016 · Amount on Record |
| Deed Sale | Feb 17, 2016 · Amount on Record |
| Prior Sale | May 1, 2009 · Amount on Record |
| Deed Document Number | 20167752 |
| Prior Transfer Date | Nov 22, 2011 |
| Prior Transfer Doc | 0000012160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1012 RIVIERA DR, ELGIN, IL 60124-3120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020610 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021K020610 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1012 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000051478 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1012 RIVIERA DR ELGIN IL 601243120, ELGIN, IL 60124-3120 |
| Document Number | 0000051478 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 51478 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,978.00 (+13.93%) Homeowner's exemption | $149,872 (+7.79%) Land $19,860 Building $130,012 | $449,796 (+7.79%) Land $59,604 Building $390,192 |
| 2024 | $139,041 (+21.48%) Land $18,425 Building $120,616 | $417,290 (+21.53%) Land $55,297 Building $361,993 | |
| 2022 | $9,636.00 (+0.56%) Homeowner's exemption | $114,452 (+3.51%) Land $16,018 Building $98,434 | $343,356 (+3.51%) Land $48,054 Building $295,302 |
| 2021 | $9,582.00 Homeowner's exemption | $110,571 Land $15,475 Building $95,096 | $331,713 Land $46,425 Building $285,288 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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