1012 Riverview Ter, Saint Michaels, MD 21663 Property Records

Talbot County property record for 1012 Riverview Ter, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,545 sqft · built 1964
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$51,000 (May 2008)
Tax Bill$3,748 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN02-080893

Property Details

APN / Parcel Number

Primary APN02-080893
Alternative APNs
  • 2080893
  • 080893

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,545 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area388 sqft
Deck Area518 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number080893
Street Address1012 RIVERVIEW TER
CitySAINT MICHAELS
StateMD
Zip21663-2952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 SEC F-75X200 S/S RIVER VIEW TERR RIO VISTA
Legal SubdivisionRIO VISTA
Legal Lot Number6 F
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2035
Census Tract960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 SYCAMORE LN, WALLINGFORD, PA 19086-6526
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK & TRUST CO OF NE
Apr 20, 2023Deed of Trust, Mortgage · Closed-End Mortgage
FIRST NATIONAL BANK & TRUST CO OF NEWTOW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2008 · Amount on Record
Deed SaleMay 21, 2008 · Amount on Record
Prior SaleJan 25, 2005 · Amount on Record
Deed Document Number200880692
Deed Book / Page1623 / 460
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address1012 RIVERVIEW TER, ST MICHAELS, MD 21663-2952
Transaction TypeMortgage
Record UpdatedAug 9, 2023
Title CompanyLAND SERVICES USA INC, LAND SERVICES USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 SYCAMORE LN, WALLINGFORD, PA 19086-6526

Mortgage

Document Number0030620021
DateJul 19, 2023
Book Page3062/21
Lender
NameTHE FIRST NATIONAL BANK & TRUST CO OF NE
AddressNEWTOWN, PA 18940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address1012 RIVERVIEW TER, ST MICHAELS, MD 21663-2952
Transaction TypeMortgage
Record UpdatedMay 10, 2023
Title CompanyLAND SERVICES USA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 SYCAMORE LN, WALLINGFORD, PA 19086-6526

Mortgage

Document Number0030440174
DateApr 20, 2023
Book Page3044/174
Lender
NameFIRST NATIONAL BANK & TRUST CO OF NEWTOW
TypeBank
AddressNEWTOWN, PA 18940
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2053

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,748.00 (+6.6%)$406,533 (+17.52%)$444,400 (+14.65%) Land $171,800 Building $272,600
2025$3,516.00 (+18.82%)
2023$2,959.00$345,933$387,600 Land $151,200 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Riverview Ter

Nearby Streets

Search Property Records by Address or Parcel Number